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US HomeSavers Loss Mitigation

California Mortgage Compliance Audit

 

Hello fellow Californians,

Welcome to US HomeSavers' California Mortgage Compliance Audit page where you will learn about litigation and mitigation options to save your home from foreclosure. You now have a clear choice in how you manage your foreclosure situation without the fear of being scammed out of your money, your equity and/or your home:

LITIGATE OR MITIGATE?

We at US HomeSavers understand the unique qualities of Californians and California real estate. Californians tend to be more sophisticated in general and property values are among the priciest in the whole country. You should really try to keep your property if you can or, if you are really upside down on your mortgage, get out the right way without walking away and losing everything. We have a win-win solution for you.

1. Is getting out of your mortgage predicament worth one half (1/2) of your mortgage payment to you?

2. If you were able to receive a 100%  guaranteed accurate "report" regarding the legality or illegality of your mortgage loan that included free legal or loss mitigation services to keep your home or give you the time to sell it and avoid foreclosure, do you think half a mortgage payment is a reasonable fee?

If you are not opposed to paying a reasonable and fair price for legitimate help with your mortgage, we have a unique product and service that delivers positive results absolutely guaranteed.

Mortgage Compliance Audit

This is really easy folks: Our exclusive Mortgage Compliance Audit gives you the choice of fighting your mortgage company in court or using the information provided in your audit report to help negotiate a "mutually beneficial" modification of your mortage to reduce your loan balance, your interest rate and your payments.

If you have a sub-prime mortgage loan we can almost guaranty that you paid way too much money in bogus junk fees and in many cases duped into an 80/20 ARM loan at the last minute or simply lied to by nearly every participant in your real estate purchase transaction. It's time to assert your rights and we at U.S. HomeSavers go far beyond typical loss mitigation services.

LITIGATE: Our Mortgage Compliance Audit is a technology driven tool used by banks and attorneys to monitor up to 60 Federal, State, County and Municipal laws for compliance issues. In a nutshell, if your mortgage contains enough serious violations to warrant a lawsuit, you will be contacted and counseled by an attorney to consider filing a lawsuit - free of charge.

If you are a victim of predatory lending, bait and switch or other mortgage lending fraud, improper disclosure or lack of disclosure by your broker or mortgage lender, you may have a legal option to be awarded damages, refunds or even have your mortgage declared unenforceable. In California, the damages could be in the 100's of $1,000's or $1,000,000's of dollars. Any lawyer would take your case on contingency and we can make that referral to you. Another benefit: You could live in your house for free (up to two years) during litigation. Is that worth 1/2 a mortgage payment?

MITIGATE: If your audit does not contain sufficient violations to warrant a lawsuit or if you simply choose not to file a lawsuit, US HomeSavers will help you mitigate your mortgage situation at absolutely no additional cost to you. We will use your audit to negotiate a loan modification OR an affordable repayment plan to keep your home.

If you still just want to sell your home, we can provide you with a "qualified" Realtor to list and sell your home to avoid foreclosure. Again, your lender will most likely work with us to let you stay in your home free, while we negotiate the sale. How many $1,000's of dollars could you save every month to pay off other bills and start over? Is that worth 1/2 a mortgage payment?

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AVOID LOSS MITIGATION SCAMS

Your lenders' loss mitigation representatives are under enormous pressure to collect money and try to avoid modifying mortgages in favor of very aggressive, usually unaffordable repayment plans. They may put you on these aggregious repayment plans two or three times just to collect money. You end up with a foreclosure after having borrowed from friends and relatives or completely exhausted your retirement savings. There is a better way.

There are very few "legitimate" loss mitigation companies out there that will promise much and deliver little or nothing for your money. Real estate investors aren't out there to help you unless it makes them money. Real estate investors, bad advice and incompetent, lazy realtors are the number one cause of mortgage backlogs and foreclosure. Nobody wins. 

Who do you turn to for honest answers and solutions to your foreclosure situation? 

US Homesavers offers a 100% guaranteed, deliverable product in addition to free loss mitigation services. Don't be fooled by loss mitigation marketers who guaranty you a loan modification for an up-front fee. Nobody, can guaranty you a loan modification at any price. Hang up the phone and keep your money.

On the other hand, when you call us for your free, initial foreclosure prevention consultation or apply online using our secure Registration Page, we can usually pre-determine if your lender or servicer offers loan modifications. Most do not. We've been in the business for nearly six years so we "know" virtually every servicers' loss mitigation rules and guidelines. We promise not to hype or pressure you during this important conversation.

The overwhelming majority of homeowners who attempt to mitigate their own foreclosure situations etiher pay too much money in so-called "Forbearance Agreements" or they fail altogether, give up and end up in foreclosure. What we do promise, on a 100% money back guaranteed basis, is that if your are qualified for a loan modification, your application for a loan modification will be perfect and acceptable to your lender.

Here's the cool part: Even if your lender does not normally offer loan modifications, we or our referral attorneys can use your Compliance Audit as leverage for your lender to consider modifying your loan voluntarily or going to court to let a judge or jury decide. Normally, the "investor" who actually owns your loan will decide to take the cheaper, less risky route and modify your loan.

There you have it: A clear, understandable, affordable foreclosure solution. If you can afford your mortgage, you can keep your home. We can repair your mortgage and restore financial sanity. The sooner you make the call, the sooner you will get it all behind you. We also promise your immediate peace of mind knowing that you are not alone and that your foreclosure will be mitigated with your best interest in mind.

Please call Curt or Liz for a personal interview, personal service and real answers. We've been around forever, our reputation is impeccable and we will deliver much more than we promise. 

877-818-2500

Click Here and Apply on our Free, Secure Registration Page

 

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