STOP FORECLOSURE NOW

•  Jobs and Careers

Professional Loss Mitigation Association

*Mortgage Brokers * Real Estate Brokers *

Career Opportunity - Business Development

(Loss Mitigation/Short Sale Webinars Begin In August)

WARNING: This is a long, long web page but if you don't read it from top to bottom, you will miss out on a real, no frills/no fluff  business development opportunity. We have broken this page into 12 Sections so your brain doesn't get numb with all this information. Please take your ime to "get it" as we are not going anywhere - accept up, of course.

We are not out to recruit the world either. We only want the top 1/10th of 1 per cent of real estate professionals in our loss mitigation association. In fact, if you are not one of the first 100 persons to enroll in our Association during this recruiting drive, I can promise that the terms and conditions of membership will change. You may want to get "locked in" now.

DISTRESSED HOMEOWNERS WELCOME:  If you think you can self-mitigate your foreclosure, we recommend that you join our Association as a Homeowner Member first. We will walk you through and hold your hand the whole way through the loss mitigation process or we will be there for you if you decide that we are better at this than you are and wish to upgrade to full service. 97% of homeowners try to self-mitigation. 85% fail to get there best solution or fail altogether. It's true.

 LOSS MITIGATION CERTIFICATION MYTH: Only HUD can "certify" anyone as a loss mitigation specialist and you must be a HUD employee or the employee of a HUD Ceritified Non-Profit Housing Counseling Service. If spending $1,000 or more for dubious loss mitigation certification programs is your deal, Google up "Loss Mitigation Companies" and call the other guys. If you want to enhance your real estate business, mitigate your own foreclosure or just learn more about loss mitigation and short sales, this membership is for you.

WHAT THIS PROGRAM IS NOT: It is NOT a business opportunity or some cheesy MLM program that will ultimately implode upon itslef. We don't pay downline or upline commissions to recruit other MLMer's. This is a professional real estate and mortgage consulting association with a focus on loss mitigation and a business network focused on helping distressed homeowners out of a financial jam while helping our real estate and mortgage associates enhance their careers as full service real estate and mortgage consultants. If you are looking for a cheesy MLM program, go here.

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Section 1

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USHS LOSS MITIGATION ASSOCIATION FOR REAL ESTATE & MORTGAGE PROFESSIONALS

DISPLAYING THIS LOGO ON YOUR WEBSITE LETS PEOPLE KNOW YOU ARE BACKED BY THE NO. 1 LOSS MITIGATION SERVICE COMPANY IN AMERICA.

 Make Our Brand Your Brand 

 Make Our Products Your Products

Retail & Wholesale Loss Mitigation - Loan Work Out Solutions

Exclusive Mortgage Audit - Forensic Investigation and Report

Pre-Foreclosure Real Estate Liquidation Sales - Short Sales

   FHASecure Mortgage Loans

US HomeSavers Household Business Management System

Bi-Weekly Mortgage Plans

Credit Restoration *

LET YOUR CUSTOMERS KNOW THAT YOU ARE A REAL PROFESSIONAL WITH THEIR BEST INTEREST IN MIND AND THE RESOURCES TO GET THE JOB DONE RIGHT. 

*The Time Has Come To Clean Up The Doghouse*

U.S. HomeSavers Loss Mitigation Association Benefits

Learn a Skill Set 90% Of Your Real Estate and Mortgage Peers Don't Have! LOSS MITIGATION & SHORT SALES without paying $500 or $1,200 for a bogus "Certification" Course. We will provide free monthly business meetings, general training and cheap, $19 Specialized training. You will always be up to date.

Build strong, weekly, bi-weekly and monthly "residual" income while providing the most legitimate loss mitigation service in the country.

Be more relevant. As a member of our Professional Loss Mitigation Association, our relevance as a true LOSS MITIGATION portal site and your credibility (as a professional) will soar as U.S. HomeSavers becomes "THE" Foreclosure Portal Site on the Internet.

Ad Co-Op  =  More Leads = More Transactions. Cost sharing lead system. Build your own local network. Shared cost advertising = SUCCESS. We will discuss business building strategies in our Monthly Business Meeting Webinars.

Monetize your dead leads. Enough said!

Opt In leads direct to your US HomeSavers Mailbox. The more you promote your sub-domain, the more loss mitigation, audit and short sale leads will receive.

The Most Viral Lead Generation - Marketing Tool on the planet - Included for Free (Ltd. Time Offer) The service provider will start charging when beta testing is over. Don't miss out on leads "DIRECT" to your inbox!

A Business Development Program (Not a Business Opportunity) That Is Affordable For Everyone. Access the best advertising and martketing tools on the net for about a buck a day.

Learn loss mitigation and short sales by "doing" in a hands on, practicle application environment and get paid in the process. Baptism by fire. We will walk you through, step by step. Free Basic and Ongoing training included with your Sub-Domain Lease of $34.95 per month.

No Guru BS - No MLM - No Investor Scams Completely Reality Based, Hands-On Training - No Blue Sky. $19.00 Training Webinars let you choose the specialized training you want when you want it! How cool is that?

Earn legitimate loss mitigation application fees and potential earn $1,000's more gross revenue while you are protecting homeowners from loss mitigation scams and lender abuse.

Earn Legitimate referral fees from your fellow Association Members anywhere in the country.

Bi-Weekly Mortgage Plans pay dynomite commissions and there is no out of pocket expense to your customers.

A la cart  business promotion menu. Free marketing widgets and doo-dads or buy proven, preproduced advertising and marketing tools when you are ready to grow and keep your company growing.

Section 2

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LOSS MITIGATION BUSINESS All it takes to become a U.S. HomeSaver's Loss Mitigation  Association Member is a One-Time, Sub-Domain Set Up Fee of $199.95  and $34.95 a month for your first 12 months lease of your own personalized U.S. HomeSavers' fully optimized sub-domain with all the doo-dads listed below. Promote your (www.your-name.ushomesavers.com) This is what real networking is all about. Get leads in your mailbox - directly. No more mailings to questionable foreclosure "lists" and services. No more trips to the Courthouse. Be a part of something huge and humanitarian. Help us become the most relevant loss mitigation based, professional real estate and mortgage association on the Net and reap huge rewards! Be a benefit to society. Do your part to eliminate real estate, mortgage and Guru fraud. And yes, build your business and income potential. By joining U.S. HomeSavers, you become part of an exclusive loss mitigation service provider network. The Heck With Bogus Loss Mit Training Programs!

 Realtors

Our business development offering for is a must for individual real estate agents and brokers. It is best suited for brokers, transaction agents or agents on 80% to 100% commissions with their broker, i.e. ReMax, Keller Williams, etc.This program is also ideal for agents in smaller markets because you do not have to rely on only one stream of income. You will also have access to Bi-Weekly Mortgage for your customers. They will love you.That's diversification!

Our system allows you to create a strong weekly, bi-weekly and monthly residual income. Imagine having money come in without havivg to wait for your next real estate transaction to close. (Not MLM)

Independent Real Estate Brokers - If you are not a Member, your missing out on a two to three year business building window of oportunity.

 Mortgage LO Network Affiliate

You can originate *Loss Mitigation Applications and offer your customers Bi-Weekly Mortgage Plans that will save your customers 10's of, even 100's of $1,000's of dollars, a timely service for LO's looking for additional products to offer customers while we experience turmoil within the mortage industry. BTW, the commission are awesome.

Real Estate Investors

Yup, you're in too! Let homeowners know that you are not out to rape them. Do you really want to help people retain ownership? Would you like to "close" on legitmate short sale opprotunities. The Guru's have all lied to you about getting deep discounts on "every" short sale. Here's the truth. You "can" buy short sale properties at 70% of the "as is" value (  /- a point) in one out of 22 offers IF you know what you are doing. You can close a lot of short sale deals at 10% to 20% below market value. You can earn legitimate fees and build residual income for helping your customers keep their homes when you help them renegotiate their existing mortgages.

WHERE DO YOU FIT IN?

There are plenty of phonie-baloney loss mitigation schemes going on that hurt homeowners and persons looking for a legitimate financial enhancement solutions.

Real Loss Mitigation Agents and Short Sale Specialists (Solution Providers) are badly needed in a very tarnished mortgage industry environment. This is the time for SUPER REAL ESTATE AGENTS, LO's, HOMEOWNERS and INVESTORS to shine and make a LOT of money actually saving homes or "helping" homeowners sell their pre-foreclosure homes if they do not qualify for a Home Ownership Retention Plan.

Bi-Weekly Mortgage plans can turn homeowners (and you) into retirement millionaires and keep you in the mortgage game without any out of pocket expense to your customers. Build a new, long term client base with us. Commissions are very generous and you are helping people "accelerate" their wealth.

No territories means you can build a nationwide real estate and mortgage practice making you the best in the trade. Being a part of our Business and Professional Association means you can practice your trade anywhere in the country and get paid for helping homeowners save money and maybe even their homes. The demand is so large, we will even help you - we are not afraid to create friendly competition!

Want to operate legally in California, Colorado, Missouri, Illinois, Indiana, Minneapolis, Minnesota, New Jersey, Maryland and New York? Offer your customers FREE LOSS MITIGATION SERVICES and still get paid?

Call me: 972-818-2500 

Section 3

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Don't Be Mislead by Loss Mitigation Training Marketers

You see all of these LOSS MITIGATION SPECIALIST CERTIFICATION training programs proliferating all over the Internet. What a load of hooey that is. Only HUD offers Loss Mitigation Certification programs and you have to be a Non-Profit entity to qualify. Why pay $500 or $1,000 for some cheesy loss mitigation training program when you can be in the business by leasing a US HomeSavers Sub-Domain for $35 a month AND learn by working along side real loss mitigation pro's?

You see all of these Ethical Pre-foreclosure Investment Training Boot Camp programs that are, well, unethical. Why do you think six States (and counting) have banned investors (Foreclosure Consultants) from the pre-foreclosure investment business -duh. Can you spell conflict of interest? By the way, many State Attorney Generals are investigating "Foreclosure Rescue" Scams all over the country and we participate with law enforcement. Your membership in our loss mitigation portal site can help stamp out real estate and mortgage fraud.

Have you noticed most of all the popular short sale, preforeclosure guru's  are hyping each other's crap or completely changed over to "other" investment strategies? It's so pathetic.

They are all, pardon the French - BULLSH*T!

The best way to get trained in anything is by being part of a dedicated group of real estate professionals who are in for the long haul - not a quick buck. Not that you can't or won't cash flow quickly by doing the work: saving homes, preventing foreclosures, counseling homeowners for successful home management and wealth creation. It's what we do. You too can learn our business and command fees of up to $240 an hour. You set your rate and the fees are yours to keep.

These damned Guru people are too lazy to do the work because it is easier to sell you a business opportunity and training program that DOES NOT teach loss mitigation. These $1,000 plus Loss Mitigation "Certification" Programs are dishonest and operating illegally in 26 states in violation of State Business Opportunity legislation. It is easier for them to SELL  you a training program at which 80% or more business opportunity seekers will fail. Most of these Guru's don't now any more about real estate than you do.

And another thing you won't hear anywhere else: You can't make $10,000 a month (legitimately) by helping people save their homes. You have to have a network and support. Can you earn $5,000 to $8,000 a month just doing loss mitgation work-outs. Maybe. In order to get into the 5-Digit monthly income arena, you HAVE to be able and willing to negotiate short sales or have a product like Bi-Weekly Mortgage Plans to supplement your service arsenal. Fewer than half of your prospects can afford to keep their homes these days and MUST SELL to avoid foreclosure! All other programs "talk" the talk but can't walk the walk. Short Sales are a "part" of the loss mitigation process. We will teach you to negotiate like a pro because our members are pro's.

Loss mitigation is hard and often frustrating work.  Negotiating with over worked, under staffed lenders or servicers is a challenge. Dealing with "stupid" real estate agents will make you pull your hair out. This is a business of "EXPECTATION" management and you are in charge.

The best way to learn is over time by doing. You will not earn $10,000 a month selling loss mitigation for a bunch of MLMers. You have to know everything about real estate and mortgages and offer multiple products or services to be successful.You do not build a professional practice overnight. U.S. HomeSavers offers its Association Members a turnkey, multi-faceted real estate and mortgage business development program for what we like to call - UBER AGENTS.

Our Audit program virtually sells itself and will provide instant cash. Associates are given wholesale discounts of up to 60% and you get paid first. This is unprecidented 

Section 4

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BI-WEEKLY MORTGAGE SERVICES

We've *teamed up with the Bi-Weekly Mortgage Association (BWMA.ORG) which is a very legitimate (Not contrived or concocted) national association of real estate and mortgage professionals who offer homeowners an automated money-saving system to pay off their mortgage years earlier thereby saving tens, if not hundreds of thousands of dollars, accelerate the build up of equity and pay off their mortgages early - by as much as 7 years on a 30 year fixed mortgage. There is no out of pocket expense to your customer and you are reducing their "effective" mortgage rate by at least 1 percentage point. Your customers will love you.

• BWMA Members can now add Loss Mitigation to their mortgage service portfolio.
• Realtors and Mortgage LO's can now offer Bi-Weekly Mortgage and Loss Mitigation Services which includes Short Sales as a foreclosure prevention option.
• Our Business and Social Networking platform can produce a weekly residual income. NOT MLM!!! This is "Network Marketing" at its best.

* Available in August of 2008.

Section 5

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HELP US SAVE AMERICA'S WEALTH & MIDDLE CLASS

Who in the world is better qualified than you, the experienced real estate or mortgage professional, to help people with a solution for severe mortgage problems and financial salvation? None we can think of.

Who is not only going to survive the real estate and mortgage downturn but thrive by helping mortgagors, mortgagees and their investors create win-win-win real estate and mortgage solutions. You are the ONE.

There is a HUGE DEMAND for legitimate, trained, third party loss mitigators and retail housing counselors. Would you like to build your business and help homeowners save their homes, prevent homes from being foreclosed or abandoned and be an asset to your community? We do this every day. In fact:

In the month of October, 2006 (our first month as a licensed real estate agency) we placed over $1,600,000 worth of distressed residential property FORE SALE in our market for what we refer to as "Retail Short Sales" - that would make us (and you) superstar agents in any real estate brokerage; wouldn't it? No brag, just fact!

As of May, 2007, our Network Affiliate in Hartford, Ct.  closed 39 real estate transactions during the first four months of 2007. Our Dallas office lists over $1,000,000 in retail short sales every month and closes at least 30% monthly on transaction in our pipeline. Yeah, we work hard. The average real estate agent closes 8 deals a year. Now you can achieve that level of production on one month! Even two or three "extra" transactions a month provides substantial, sustainable additional revenue.

In December 2006, we placed nearly $2,000,000 worth of property on the market. The total gross income potential from the sale of these properties is $60,000 to over $200,000 over a one to four month period of time. Are we going to close all these deals? Probably not. But our average closing rate is 70% to 80% on these retail short sale deals. The uneducated real estate professional and those who have paid $1,000 for a "Course" don't even close 20% of their deals. This hurts the industry, our economy, our professional reputations AND OUR HOMEOWNER CUSTOMERS. Where would you rather be?

Once you learn this stuff, you can command up to $240 an hour as a third party loss mitigation/mortgage consultant. That's enough about the money for now.

Let's talk about providing a much needed service. Would you enjoy having a spiritually and financially rewarding, life-long career in a growing sector of the real estate and mortgage industries? More and more property and homeowners face forclosure every day - literally millions. We are facing a growing foreclosure crisis in America and knowledgable counselors are needed not only by property owners, but the mortgage companies need our help as well.

Mortgage brokers and loan officers. Monetize your dead leads even if you don't write the loan by actually helping people facing a tough situation. Distressed howmeowners need an immediate solution to their mortgage problem. Originating a Loss Mitigatin Application is no different than a loan application. We get MORE APPROVALS because our applicant does not need credit to qualify for a mortgage solution.

Your applicant already has a loan. Their foreclosure clock is ticking and they do not have time to waste on a mortgage application that will not be approved. Do the right thing by helping them mitigate with their existing mortgage company - we will show you how.

Build a permanent customer base by being "THE GO TO Real Estate Professional" in your community. Help people save their homes, help people buy homes at huge savings with the best possible mortgage available - maybe even a bi-weekly mortgage payment plan that pays you a residual income. Publish a newsletter of your own. U.S. HomeSavers is everything real estate and you can be part of our INTEGRITY movement.

Real Estate agents, get more referrals and listings than you ever dreamed of IF you can put people ahead of your commission check. Be warned, I don't much like real estate agents but if you have a spark of integrity, really care about people and doing the right thing, this tax deductible membership is for you.

Mortgage originators, FHA is the new sub-prime take it or leave it. You more than any other professional today need more and better products. If you haven't gone back to work flipping hamburgers (where most of you should be) yet, maybe you should think about expanding your product line with a name that people trust.

Section 6

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U.S. HOMESAVERS

Hi - my name is Curt Pifer

 

That's me, the thoughtful guy in the red shirt. By the way,  I'm really not arrogant or angry and usually not so long-winded. After 10 plus years in the real estate/mortgage industry, I'm just fed up with so-called "professionals" who care more about their commission checks and do more harm than good to people, their neighbors and communities. 

Back in the olden days, I didn't have to sell someone a crappy mortgage to make a living. (ARM Loans are for rich, stable people not poor people you DooDoo Heads) There was (and is) no need to load up a client with high points or BS fees and in my entire career, I NEVER had a deal unwind at the closing table. Nor were my clients EVER surprised at closing. Our business philosophy is to do a LOT of deals by building a pipeline of customers and contacts who TRUST YOU to do your professional best like a doctor or a lawyer. What we do is just as important to this world as any other PROFESSION. We are not used car salesmen or ambulance chasers. It's about time somebody addressed the issue of professionalism in our trade in a manner that is not self-serving - like your local Board of Realtors ™ or your local real estate investment club.

A simple attitude change and a step back towards High Ethical Standards and Professional Honor could bring you more business than you can handle and a reputation for being the best in your field. We only work with the best and we don't accept everyone and anyone into our elite network of true real estate and mortgage professionals.

OKAY! If You Aren't Bored Or Offended Click Here To Learn More 

Section 7 

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FORECLOSURE RATES ARE CLIMBING

One of our Loss Mitigation Reps at Countrywide Home Loans told us that (March 2006) was the worst "Black Tuesday" (Foreclosure Auction Day) they have ever had. Guess what? It's even worse going into 2008! As of today, June 5th, 2008 - over 1,000,000 homes are in "active" foreclosure according to a report by CNN.

In 2007, over 700,000 (twice that amount actually) homes were in foreclosure. That is nearly twice the number of foreclosures predicted earlier this year. Where are you as a Realtor, Loan Originator or Investor?

At last count, over 1,390,000 homeowners face foreclosure every single day. 2,000,000 ARM loans will reset in August or October this year. Mortgage companies are so overwhelmed with the number of foreclosures that their loss mitigation personnel are overburdened to meet both their collection and customer retention quotas. They are also, in most cases, poorly trained to resolve troubled mortgages in a fair, logical manner. Some mortgage company reps are just plain predatory, mean and unwilling to discuss or offer alternatives to aggressive repayment plans with their customers. That is where we (you) come in.

The reason you are on the web page is because U.S. HomeSavers, quite literally, has more leads across the country than we can handle. We need trained professionals all across the country. You have to remember, we are not Guru's, we actually practice what we preach in our own real estate practice in North Texas.

We charge defaulted homeowners an affordable fee based on their existing mortgage payment or ability to pay - not their credit history. The underlying philosophy is if the homeowner can't afford our loss mitigation fee, they most likely can not afford their house payments either.They will HAVE to sell to avoid foreclosure and it is up to us to get the job done which helps avert loss mitigation and investor scams so prevalent today.

 Unlike our competitors, we offer financing plans and we never take up-front loss mitigation service fees from homeowners. We "pre-qualify" them for a home ownership retention plan or foreclosure prevention solution through our unique, proprietary loss mitigation application process. That is why we have never had a complaint and we want to keep it that way. We are professionals at what we do and we do not take loss mitigation situations we cannot win. When we approve your client's loss mitigation application, your client is going to come out on top - not the bottom. Guaranteed!

That being said, if homeowners are not willing to invest in themselves in order to save their homes, they will most likely fail at any long-term solution to their mortgage problems and will eventually lose their home anyway. Sad but true. We are here to help but can only help those people who are willing to help themselves. If we can't help them retain home ownership, you could be in the unique position of helping them liquidate their property and also get paid for your efforts.

Now that the bankruptcy laws have changed in favor of the creditors, homeowners facing foreclosure really need your help more than ever. There is no automatic bankruptcy protection any more. Its gone! It is said that over 80% of Chapter 13 bankruptcies are dismissed. To whom is the homeowner goint to turn when bankruptcy becomes unviable? That would be you and we can still save the day for your customer.

But mortgage companies also need our help finding permanent solutions to their lack of ability to fairly and effectively work with distressed homeowners. A big part of our job is to help the Mortgagees turn non-performing mortgages into performing mortgages for their investors. Homeowners, mortgage companies and their investors need all our help and the rewards are many.

Section 8

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MARKETING & ADVERTISING

The secret to success is Advertising and Marketing. Marketing makes money. Let's eliminate a few tire-kickers right now by asking this no-brainer investment question:

You see, what these Biz Op Marketers don't tell you is that you have to advertise your business. If you don't market and advertise your business, you will most likely fail. US HomeSavers has a cost effective advertising "formula" that can get you on television. We have NEVER mailed homeowners on foreclosure lists or NOD's. They come to us from our televison ads, Internet listing and weekly shopping guide ads. How is that for credibility?

What's more, we provide an opportunity that generates the revenue you need to market and advertise your business. It works like a spider web - but that is all we are going to say for now.

IT'S ALL ABOUT THE LEADS 

Advertising is an investment - not an expense. I don't care if you spend $10 or $10,000 a month on adverting and marketing your business. If you do not triple your advertisng investment every month, you need a better plan and a bigger pipeline. We have that! It gets better. Right now, when you sign up for our Association, we will introduce you to the most viral, targeted lead generation tool ever devised. It was developed with MLMer's in mind but it works even better in a Network Marketing Scenario.

As a "U.S. HomeSavers Business and Loss Mitigation Association Member in your community, you can  substantially increase monthly fee income if you work at it and realistically add *$7,000 to $12,000 or much, much more monthly by helping U.S. HomeSavers get the message out to homeowners facing foreclosure and their mortgage companies. We and you are here to help them resolve their respective mortgage issues. We create win-win-win solutions and earn professional fees to do so. Period!

We are the only foreclosure prevention and 3rd party loss mitigation company in the country with the integrity, honesty and transparency to advertise on network television. You can too! We are proud of our reputation for rendering top quality mortgage mediation and foreclosure prevention services to distressed home and property owners. We need trained loss mitigation and short sale agents all over the country. We have weaved a way for you to get in with little downside risk with huge upside potential.

Section 9

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Career Re-Training

HOW IT WORKS

First of all, you have to meet certain "minimum" qualifications in order to be a US HomeSavers Member or Executive. 

We don't make our living selling business opportunities, we actually make our living doing real estate transactions, loss mitigation, short sales and "related" Internet Marketing. Property owners and their mortgagees need your help and so, likewise, do we.

NETWORK EXECUTIVE SUCCESS FORMULA

1. You must have sales experience preferably with mortgage origination, real estate brokerage, or real estate investment knowledge. Licensed professionals preferred as we do not teach Real Estate and Mortgage 101.
2. Office or professional home office to include a dedicated "business" line with unlimited long distance, a dedicated fax and fax line and internet access, preferably high speed.
3. Must be computer literate, first level e-mail account (no hotmails, Yahoo's or Gmails or such) with full Windows or Linux and Office suite. We will not Spam you or give out your e-mail address to non-members.
4. You must be generating your own leads and/or have an adequate marketing and advertising budget to sustain an on-going ad campaign. At least $400/$1,500 a month for advertising or the ability to generate your own leads.
5. Present a professional but friendly image and have a clean car. A caring personality would be helpful.
6. Must be able to follow instructions to the letter and have a flexible schedule. Must be able and willing to work days, nights and weekends. No sluffers here!
7. Must have good communication skills and be able and willing to work with a culturally and economically diverse customer base. Rich, poor, black, white, green, Hindu, whatever.
8. Just be a good, honest person with a stout work ethic. We are here to help people, not hurt them.
9. Elcectronic Fax - we recommend MyFax as we have found E-Fax to be very intrusive and hard on your computer hard drive and operating system. Electronic fax gives us the capability to e-mail large document packages which are common. Paperless Mortgage Business my rosey red hiney!
10. Don't be a Know It All. If you are not willing to learn and follow instructions, we do not need you or your money. We are here to help each other prosper even in this tough real estate and mortgage market. Be a leader and a team player.

If you can meet or exceed the above qualifications, you will very likely succeed  and have all the business you can handle.  There are no short cuts to success, no overnight sensations. You have to have a formula for success, a plan and execution skills.

You see, every single element or sub-element of a real estate transaction is commissionable: Leads,  loan origination, loan brokering, real estate agency fees, etc. Through our network, you can "monetize" nearly every single lead - we will show you how. We will, from time to time, send you our leads in your area. That is why we have a Real Estate Affiliate Program. We need trained professionals in virtyually every market.

Section 10

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HOW TO BECOME A U.S. HOMESAVERS BUSINESS & PROFESSIONAL ASSOCIATION MEMBER

This is a one year commitment that automatically renews on the anninversary date. Basically, your first transaction will reimburse your licensing fee for the entire year.

Unfortunately, we have been defrauded by unscrupulous individuals who use our proprietary methods to defraud distressed homeowners. Since you are receiving proprietary information, documents, text and training, you cannot cancel or chargeback your enrollment fee and there are absolutely no refunds. Credit card chargebacks will be regarded as fraud and reported to your credit card company as such. If you want to quit for whatever reason, just let us know. You can cancel your Business and Association Membership at any time but again, there are no refunds. Cruel but fair, don't you think? We will always replace or repair defective software and materials.

The Loss Mitigation Association Enrollment Fee is only $199.95 for which you will receive a yourID.ushomesavers.com sub-domain that ties you into our national marketing. This enrollment fee can and will change in the future without warning however.

The monthly lease payments for your Sub-domain Lease and Membership Dues are $34.95 a month for twelve months as an Association Members. Homeowners are allowed to enroll in the Association for the purspose of Self-Mitigation Services. Homeowners, Please Click Here For More Details . 

We don't "sell" our program nor do we need your money to keep the doors open. We do need your decisiveness and commitment that you will work this program for at least 12 months but ...

We absolutely guaranty that you will make money if you work, follow directions and training. You can even earn your entire initiation fee back on just one transaction so there is little or no risk IF you work. We are trying to make this easy folks. If a $199.95 plus $34.95  monthly is a stretch for you financially - please do not join. Our program is a business enhancement, not a business bandaid.

3. Restrictions, Terms and Ground Rules:Please read carefully. Our program gives you a limited use license to promote your USHS Sub-Domain and to associate yourself with an established, credible company for our mutual benefit. We have 0 (ZERO) tolerance for consumer, real estate or mortgage fraud of any kind.

A.You are not an employee or agent of U.S. HomeSavers or its parent company iCore Capital Consultants, Inc. and you may not represent yourself as such. Your affiliation with U.S. HomeSavers is a limited use license to co-brand our respective companies and services.

B. You may not obligate US HomeSavers, its owners, assigns, officers or employees to any specific performance or financial obligation. We do not offer or perform miracles. We also do not offer legal advise to members or clients.

C. Collecting loss mitigation service fees from consumers is your responsibility. By enrolling in our Loss Mitigation Association, you are solely liable for your actions and fees you collect from consumers and you agree to hold U.S. HomeSavers, it's owners, officers and employess harmless from any and all liability (civil and criminal) associated with misrepresentation fraud or misuse of consumers' funds collected by you.

U.S. HomeSavers is acting as your wholesale loss mitigation service/product vendor and will not be responsible for fees that you collect from consumers except for fees submitted by you for wholesale loss mitigation products and services. Collecting loss mitigation service fees from consumers and not engaging U.S. HomeSavers to mitigate your customers' foreclosure situation will be regarded as fraud for which you will be criminally liable and financially liable for a minimum of $500,000 in damages.

D. US HomeSavers does not engage in real estate transactions involving "subject to" financing or any deed transfer schemes that do not utilize the services of a licensed real estate agent, title attorney, real estate broker or attorney. Any real estate sales transaction in which you are a participant is your sole responsibility. Please conduct yourself accordingly. We cooperate with law enforcement officials so keep it clean.

E. Please don't abuse your membership. We know some of you will attempt to monopolize our time. Please help keep this membership affordable by not hogging.

Along with your monthly lease payments, you are entitled to three personal e-mail consultations or 30 minutes of phone consultation a month. If you need additional face time with our expert staff, you can book time for 4 Bits (50 Cents) a minute. (Live Support) Available in August, 2008.

Please be sure to include your contact information on each e-mail to include your name, e-mail address, sub-dmain name and contact phone number. This gives us the choice to call you OR e-mail you back with your inquiries. We cannot respond if you do not include a full e-mail signature.

F. Your Sub-Domain Lease payments will never be increased for as long as your lease payments remain current. Please do not join if you cannot commit to your 12 month lease obligation as you will remain obligated to pay the remaining balance or your lease agreement. This is not a penalty. Unfortunately, our experience is that "some" individuals have and will enroll and cancel just to get our information as we have the most cost effective loss mitigation association, business development and training program available anywhere except through HUD/FHA which is free. If you have a legitimate hardship or complaint, US HomeSavers will "make good" or, it its sole discretion, release you from your lease obligation. Remember, we are all in this together to learn and earn. Cheaters are highly discouraged. We are, after all, dedicated to cleaning up our industry so we can all be proud to be real estate and mortgage professionals.

PROGRAM DETAILS

Much like CBS, NBC and ABC Televison Networks, we are building a national network of trusted "local affilliates" comprised of  real estate, mortgage and sales professionals of the highest integrity level. We are in this together as honest professionals and we are in it to stay. You are not limited to any geographic marketing area but we will give you an assigned territory based on your local three or four-digit zip code area for programming, lead distribution and tracking purposes. You can market your services nationwide.

Your affiliation with us is all inclusive featuring:

US HOMESAVERS' EXCLUSIVE NO-BS BUSINESS DEVELOPMENT & PROFESSIONAL ASSOCIATION

• Exclusive , Limited Use License to market your business and capitalize on our good name and reputation in your market or anywhere else in the continental United States.
• No Teritorial Boundaries to market your new business services.
• Deeply discounted "wholesale" loss mitigation application and processing fees - you control the money.
• Start your new business services with a  #1 PageRank on Google and Top 10 on Yahoo!  This is priceless, you cannot buy it. Saves you months of waiting for search engine indexing. More traffic means more leads and more transactions. (Well worth the monthly membership fee.)
• US HomeSavers.com E-Mail Address optional (you@ushomesavers.com)
• Your City. US HomeSavers.com Sub-Domain (yourname.ushomesavers.com) click to order
• Free or Cheap A la Carte Webinar Training
• Fully optimized U.S. HomeSavers Web Page with FREE weekly submission to the major search engines. ($40 a month Value)
• Free Optimization analysis of YOUR EXISTING WEB SITE -    (A $40 to $139 a month value.) Must back-link with USHS.
• Free Network Back Links to all Affiliate Sites. (Increased search engine relevance, ergo more TRAFFIC.)
• Personalized, on-going support, one on one training, advertising and business consulting. (Phone and Internet Training and Business Webinars.
• Up to $200,000 business line of credit for new business owners. ($400 Value - Free)
• Optional Two-Day, on site training session and workshop in Dallas, TX. (Held quarterly. Must have been in program 90 Days minimum.) $695.00 Intensive Two-Day Loss Mitigation Workshop.
• All of our business forms, ad copy, scripts, etc.
• Optional, pre-produced TV and Radio commercials ($395 editing, $50 per copy and $10 shipping fee req'd.)
• Free Web Site Submission Leads direct to your Inbox and Internet Marketing Networking assistance.  Pay referral or  "transaction fees" AFTER the deal closes.
• Realtors only pay 25% industry standard referral fee on leads we provide. 50/50 split if we negotiate the short sale.
• Proprietary newsletter, e-mail alerts, leads and tips.
• Real Estate & Mortgage Brokers: We will train your entire staff (up to 1,000 agents)in loss mitigation and short sales via Werbinar for $120 and hour.  
• New feature: Internet Marketing. Did you miss out on the first DOT.COM boom? This website has generated $100,000's of thousands of dollars over the last four years. You can (must) do this if you are going to succeed in the future. Learn how to monetize the Internet.

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*DON'T SIGN UP NOW!

We are not out to recruit the world. That's right. We are looking for quality, not quantity and we actually interview candidates for these professional career positions. If you do not have good communication skills, the ability to take instructions, a flexible schedule or are dead broke, this will not work for you. You will have to invest time, effort, thought and money. On the other hand, we have an affordable, proven business building system for everyone just as we offer our distressed property owners affordable home ownership retention solutions.

If you would like to find out more about this very rewarding career and revenue enhancement opportunity, give us a call. Let's talk about you, your expectations and your market potential first. We won't load you up with false promises of making millions of dollars or give a lot marketing hype. Nor will we charge you $2,000 or more dollars in silly GURU type training seminars or boot camps. Nor will we ask you to join; you have to volunteer. We're a funny little company because we are not all about money. Our U.S. HomeSavers brand is getting bigger and better every month because we are about service first - the money will follow.

You cannot learn this business in 3 days, a week or even a month as it is an ever changing business and legislative environment. You can, however start making money immediately as a US HomeSavers Loss Mitigation Association Member. Our training program lasts forever just like the professional relationship we hope to develop with you. The only constant in this business is change itself. We will always keep you up to speed. You can, however, start earning more fees and commissions while you are learning.

It is our corporate philosophy that by serving God and our community - financial, social and spiritual prosperity will follow.

 Thank you for taking the time to read this inexcusably long page!

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Curt Pifer: 972-818-2500 For Your Entry Interview

 or cpifer@ushomesavers.com For More Info.

Finished Your Interveiw?  Click Here To Start  

Your Check Is Welcome Too!             

       

 U.S. HomeSavers is not associated in any way with Homesavers USA, Southern Residential Services, United HomeSavers, US Loss Mitigation, ForeclousreMBA or their affiliates. HomeSavers, as it pertains to the default services or loss mitigation industry is a copyright of iCore Capital Consultants, Inc. Trademark pending.