STOP FORECLOSURE NOW

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Career Opportunity - Business Development

FORECLOSURE RATES ARE CLIMBING

One of our Loss Mitigation Reps at Countrywide Home Loans told us that last year (March 2006) was the worst "Black Tuesday" (Foreclosure Auction Day) they have ever had. Guess what? It's even worse going into 2008!

In 2007, over 700,000 (twice that amount actually) homes are in foreclosure. That is nearly twice the number of foreclosures predicted earlier this year. Where are you as a Realtor, Loan Originator or Investor?

At last count, over 1,390,000 homeowners face foreclosure every single day. In 2008, over 2,000,000  homes are in some stage of the foreclosure process. Mortgage companies are so overwhelmed with the number of foreclosures that their loss mitigation personnel are overburdened to meet both their collection and customer retention quotas, they are also, in most cases, poorly trained to resolve troubled mortgages in a fair, logical manner. Some mortgage company reps are just plain predatory, mean and unwilling to discuss or offer alternatives to aggressive repayment plans.

Talk of government intervention in the so-called sub prime mortgage crisis is causing a log jam in the system. Hope Now is a pipe dream of the politicians and the mortgage companies don't have the staff or financial resources to just re-write every sub prime loan out there. Distressed homeowners do not have the time or the knowlegde to make this boondoggle work. Don't believe me, just call the FHASecure or Hope Now hotlines. You can't get through and if you do, nobody knows anything. At US HomeSavers, we do have the time and knowledge to help Homeowners through these tough times. And we get paid well to do it.

The reason you are on the web page is because U.S. HomeSavers, quite literally, has more leads across the country than we can handle. We need trained professionals all across the country. You have to remember, we are not Guru's, we actually practice what we preach in our own real estate practice in the Dallas-Fort Worth Metroplex.

We charge defaulted homeowners an affordable fee based on their existing mortgage payment or ability to pay - not their credit history. The underlying philosophy is if the homeowner can't afford our fee, they most likely can not afford their house payments either. Unlike our competitors, we never take up-front loss mitigation service fees from homeowners. We "pre-qualify" them for a home ownership retention plan or foreclosure prevention solution. That is why we have never had a complaint and we want to keep it that way. We are professionals at what we do.

That being said, if homeowners are not willing to invest in themselves in order to save their homes, they will most likely fail at any long-term solution to their mortgage problems and will eventually lose their home anyway. Sad but true. We are here to help but can only help those people who are willing to help themselves. If we can't help them retain home ownership, you could be in the unique position of helping them liquidate their property and also get paid for your efforts.

Now that the bankruptcy laws have changed in favor of the creditors, homeowners facing foreclosure really need your help more than ever. There is no automatic bankruptcy protection any more. Its gone! To whom is the homeowner goint to turn when bankruptcy becomes unviable?

But mortgage companies also need our help finding permanent solutions to their lack of ability to fairly and effectively work with distressed homeowners. A big part of our job is to help the Mortgagees turn non-performing mortgages into performing mortgages for their investors. Homeowners, mortgage companies and their investors need all our help and the rewards are many.

 

The secret to success is Advertising and Marketing. Marketing makes money. Let's eliminate a few tire-kickers right now by asking this no-brainer investment question:

1. When Advertising Works - It's An Investment
2. When Advertising Doesn't Work - It's An Expense

Would you invest $1,000 in a stock if you were guaranteed a 300% to 1,000% return on your investment in 30 days? Think real hard. Okay, times up. Your answer should be "YES"

Of course you would. Now, if anyone ever calls you with that kind of an investment pitch - hang up fast. It ain't gonna happen.

Now, if you were to invest $1,000 in yourself, with a proven product and an advertising investment package that produced enough traffic for you to produce $3,000 to $12,000 a month return on your investment, would you do it? Maybe?  This may not be your deal then.

You see, what these Biz Op Marketers don't tell you is that you have to advertise your business to generate leads. If you don't market and advertise your business, you will most likely fail. Good advertising makes money with dividends that far outpace the stock market.

Final Question: Which is the better investment? Stocks or advertising? Your stock broker can't offer those kinds of returns but if you believe in yourself, have a great product or service, little or no competition, can stay focused and be persistant, you can transform your real estate or mortgage business into a financial power house in time. Overnight success can take months or years to achieve. We know because we have been there. We are the most copied Loss Mitigation Service Company in the country.

What's more, we provide an opportunity that generates the revenue you need to market and advertise your business.

IT'S ALL ABOUT THE LEADS 

Advertising is an investment - not an expense. I don't care if you spend $10 or $10,000 a month on adverting and marketing your business. If you do not triple your advertisng investment every month, you need a better plan and a bigger pipeline. We have that!

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TOTAL TRANSPARENCY

We are the only foreclosure prevention and 3rd party loss mitigation company in the country with the integrity, honesty and transparency to advertise on network television. We have a cost effective adverising system that will work for you.

We are proud of our reputation for rendering top quality mortgage consulting and real estate services to all home and property owners - distressed or not. We need trained loss mitigation and short sale agents all over the country.

We are the first and only loss mitigation company in the country able to prequalify homeowners for FHA backed, fixed rate refinancing of conventional ARM Loans. Yes, you get paid for that too!

Bi-Weekly Mortgage is a huge lead generator AND even though it costs your customer nothing to sign up - you earn a substantial commission and monthly residual commission.

Career Re-Training

HOW IT WORKS

First of all, you have to meet certain "minimum" qualifications in order to be a US HomeSavers ISO:

We don't make our living selling business opportunities, we actually make our living doing loss mitigation, short sales and "related" Internet Marketing. Property owners and their mortgagees need your help and so, likewise, do we.

I.S.O. SUCCESS FORMULA

1. You must have sales experience preferably with mortgage origination, real estate brokerage, or real estate investment knowledge. Licensed professionals welcome.
2. Office or professional home office to include a dedicated "business" line with unlimited long distance, a dedicated fax and fax line and internet access, preferably high speed.
3. Must be computer literate, first level e-mail account (no hotmails or such) with full Windows or Linux and Office suite.
4. You must be generating your own leads and/or have an adequate marketing and advertising budget to sustain an on-going ad campaign. At least $400/$1,500 a month for advertising or the ability to generate your own leads.
5. Present a professional but friendly image and have a clean car. A caring personality would be helpful.
6. Must be able to follow instructions to the letter and have a flexible schedule. Must be able and willing to work days, nights and weekends. No sluffers here!
7. Must have good communication skills and be able and willing to work with a culturally and economically diverse customer base. Rich, poor, black, white, green, Hindu, whatever.
8. Just be a good, honest person with a stout work ethic. We are here to help people, not hurt them.
9. Elcectronic Fax - we recommend MyFax as we have found E-Fax to be very intrusive and hard on your computer operating system. Electronic fax gives us the capability to e-mail large document packages.
10. Don't be a Know It All. If you are not willing to learn and follow instructions, we do not need you or your money. We are here to help each other prosper even in this tough real estate and mortgage market.

If you can meet or exceed the above qualifications, you will very likely succeed  and have all the business you can handle.  There are no short cuts to success, no overnight sensations. You have to have a formula for success, a plan and execution skills.

You see, every single element or sub-element of a real estate transaction is commissionable: Leads,  loan origination, loan brokering, real estate agency fees, etc. Through our network, you can "monetize" every single lead - we will show you how. We will, from time to time, send you our leads in your area. That is why we have a Real Estate Affiliate Program. We need trained professionals in virtyually every market.

HOW TO BECOME A U.S. HOMESAVERS LICENSED ISO

As of the first of 2007, we placed our Co-Op Director Program on hold in favor of giving  all Affiliates (ISO's) a fair and level playing field from which to start. In other words, EVERYONE must start out as an Authorized ISO "regardless" of relevant real estate and mortgage experience.

1. As of February 1st, 2008 you must be a member in good standing with the Bi-Weekly Mortgage Association. Membership is $150 a year and your first year membership is included when you sign up as an affiliate.

This is a one year commitment that automatically renews on the anninversary date. Basically, your first transaction will reimburse your licensing fee for the entire year.

Unfortunately, we have been defrauded by unscrupulous real estate investors. Since you are receiving proprietary information, training and a guaranteed income opportunity, you cannot cancel this agreement and there are absolutely no refunds. Credit card chargebacks will be regarded as fraud and reported to your credit card company as such. If you want to quit for whatever reason, just let us know. You may however still be obligated pay to the annual licensing fee balance. We might negotiate a settlement in order to free up your territory but that is it. Cruel but fair.

2. Individuals having no loss mitigition and/or short sale experience must go through our exclusive, Advanced Individual Training or AIT, as we call it. AIT is self-paced, hands on, one on one loss mitigation and short sale "live fire" training program.  The initiation, set up and training investment is only *$599.95  IF you sign up within 1 week of your intitial interview. After that, we will not accept you into our program for any price. We don't need your money, we need your commitment that you will work this program. We absolutely guaranty that you will make money if you follow directions and training. You can even earn your entire initiation fee back on just one transaction so there is little or no risk IF you work.

3. Restrictions:Please read carefully. Our program gives you a limited use license to associate yourself with an established, credible company for our mutual benefit. We have 0 (ZERO) tolerance for consumer, real estate or mortgage fraud.

A.You are not an employee or agent of US HomeSavers or its parent company iCore Capital Consultants, Inc. and you may not represent yourself as such. Your affiliation with US HomeSavers is a limited use license to co-brand our respective companies and services.

B. You may not obligate US HomeSavers, its owners, assigns, officers or employees to any specific performance or financial obligation.

C. Collecting loss mitigation service fees from consumers is your responsibility. By enrolling in our Affiliate Network or ISO Program, you are solely liable for fees you collect from consumers and agree to hold US HomeSavers harmless from any and all liability associated with fraud or misuse of consumers' funds collected by you.

US HomeSavers is acting as your wholesale loss mitigation service vendor and will not be responsible for fees that you collect from consumers except for fees submitted by you for wholesale loss mitigation services. Collecting loss mitigation service fees from consumers and not engaging US HomeSavers to mitigate your customers' foreclosure situation will be regarded as fraud for which you will be criminally liable and financially liable for a minimum of $500,000 in damages.

D. US HomeSavers does not engage in real estate transactions involving "subject to" financing or any deed transfer schemes that do not utilize the services of a licensed real estate agent, title attorney, real estate broker or attorney. Any real estate sales transaction in which you are a participant is your sole responsibility. Please conduct yourself accordingly. 

If you are not 100% honest, we nor your community need you.

Much like CBS, NBC and ABC Televison Networks, we are building a national network of trusted "local affilliates"  or ISO's comprised of  real estate, mortgage and sales professionals of the highest integrity level. We are in this together as honest professionals and we are in it to stay. You are not limited to any geographic marketing area but we will give you an assigned territory based on your local three-digit zip code area for programming and tracking purposes. You can market your services nationwide.

Your affiliation with us is all inclusive featuring:

Interest Free Financing: Only $599.95 Down and $83.33 Monthly

US HOMESAVERS' EXCLUSIVE NO-BS BUSINESS DEVELOPMENT OPPORTUNITY & NATIONWIDE ISO AFFILIATE NETWORK.

(*We have successfully Beta tested a new, affordable lead source - the Federal Bankruptcy Courts. Yup.This is a little known source that makes buying leads and lists obsolete. Stay tuned for more details iin our Free Foreclosure Insider Newsletter. You can sign up for free at the bottom of this page.)

• Exclusive , Limited Use License to market your business and capitalize on our good name and reputation in your market or anywhere else in the continental United States.
• No Teritorial Boundaries to market your new business services.
• Start your new business services with a  #1 Google PageRank. This is priceless, you cannot buy it. Saves you months of waiting for search engine indexing. More traffic means more leads and more transactions. (Well worth the $83.33 monthly licensing fee.)
• US HomeSavers.com E-Mail Address (you@ushomesavers.com)
• Your City. US HomeSavers.com Sub-Domain (yourcity.ushomesavers.com)
• Fully optimized U.S. HomeSavers Web Page with FREE weekly submission to the major search engines. ($40 a month Value)
• Free Optimization of YOUR EXISTING WEB SITE - (A $40 to $139 a month value.)
• Free Network Back Links to all Affiliate Sites. (Increased search engine relevance, ergo more TRAFFIC.)
• Personalized, on-going support, one on one training, advertising and business consulting. (Phone and Internet Training and Business Webinars.
• Access to our BankDirect, Federally chartered wholesale mortgage bank for FHA backed ARM Loan Refi's. No middleman. Get paid off of the HUD 1.
• Up to $200,000 business line of credit for new business owners. ($400 Value - Free)
• Optional Two-Day, on site training session and workshop in Dallas, TX. (Held quarterly. Must have been in program 90 Days minimum.)
• All of our business forms, ad copy, scripts, etc.
• Optional, pre-produced TV and Radio commercials ($395 editing, $50 per copy and $10 shipping fee req'd.)
• Free Web Site Submission Leads and Internet Marketing Networking assistance.  Pay referral or  "transaction fee" AFTER the deal closes.
• Realtors only pay 25% industry standard referral fee on leads we provide. 50/50 split if we negotiate the short sale.
• Free access to our Short Sale Reality Group where you can network with other affiliates who will help you in addition to our ongoing consulting. Access to our updates, forms, proven advertising copy, software - you name it. If we don't have it, you probably don't need it.
• US HomeSavers Virtual REI Club and Professional Association Membership.
• Over $4,000 in Guru type marketing courses - FREE!
• Proprietary newsletter, e-mail alerts, leads and tips.
• Real Estate & Mortgage Brokers: We will train your entire staff in loss mitigation and short sales at your site for $2,500 a day plus expenses. Three day minimum, four days for larger staffs. Your agency will explode with listings and sales you never knew existed. No more dead leads.
• New feature: Internet Marketing. Did you miss out on the first DOT.COM boom? This website had generated $100,000's of thousands of dollars over the last four years. You can (must) do this if you are going to succeed in the future.
• You will gain access to our US HomeSavers Trade Group where you can earn an additional income of $40 to $75 an hour average.

*DON'T SIGN UP NOW!

We are not out to recruit the world. That's right. We actually interview candidates for these professional career positions. If you do not have good communication skills, the ability to take instructions, a flexible schedule or are dead broke, this will not work for you. You will have to invest time, effort, thought and money. On the other hand, we have an affordable, proven business building system for everyone just as we offer our distressed property owners affordable home ownership retention solutions.

If you would like to find out more about this very rewarding career and revenue enhancement opportunity, give us a call. Let's talk about you and your market potential first. We won't load you up with false promises of making millions of dollars or give a lot marketing hype. Nor will we charge you $2,000 or more dollars in silly GURU type training seminars or boot camps. Nor will I ask you to join; you have to volunteer. We're a funny little company because we are not all about money. Our U.S. HomeSavers brand is getting bigger and better every month because we are about service first - the money will follow.

You cannot learn this business in 3 days, a week or even a month as it is an ever changing business and legislative environment. You can, however start making money immediately as a US HomeSavers affiliate. Our training program lasts forever just like the professional relationship we are hoping to develop with you. The only constant in this business is change itself. We will always keep you up to speed. You can, however, start earning more fees and commissions while you are learning.

It is our corporate philosophy that by serving God and our community - financial, social and spiritual prosperity will follow.

 Thank you for taking the time to read this inexcusably long page!

Curt Pifer: 972-818-2500

 or cpifer@ushomesavers.com For More Info.

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 U.S. HomeSavers is not associated in any way with Homesavers USA, Southern Residential Services, US Loss Mitigation, ForeclousreMBA or their affiliates. HomeSavers, as it pertains to the default services or loss mitigation industry is a copyright of iCore Capital Consultants, Inc. Trademark pending.