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*FORECLOSURE  PREVENTION * LOSS MITIGATION * MORTGAGE AUDITORS*

America's Loss Mitigation, Loan Modification and Pre-Foreclosure Sales Experts

"We Do Not Charge Out of Pocket Loss Mitigation Service Fees To US HomeSavers Our Community Members"

"Join Our Community For Free, Get The Truth"

"Totally Free Loan Modification Pre Qualification Service"

"Free Unsecured Debt Elimination Analysis"

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 NATIONWIDE

 Membership Based Loss Mitigation, Loan Modification,  Pre-foreclosure Sales Services  & Credit Counseling

Please take the time to read and understand this page even though it is a little (terribly) lengthy. (It's more like a Wikipedia for loss mitigation or the new buzz word of the day, loan modifications. In actuality, this site is more of a blog for the owner and co-founder, Curt Pifer. This site is so old, blogs had not been invented yet.)

You don't really have to read the whole website or even this home page to know we are the best at what we do - loss mitigation. If your home, long-term financial security and credit are important to you, it will be time well spent. We are here to inform, educate and guide those who can and will help themselves. Just don't spend months trying to read the whole site. You can start over without bankruptcy if you want to. Take positive action today!                   Thanks, the Management.

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REAL HELP FOR REAL PEOPLE!

HELLO AMERICANS.

WELCOME TO U.S. HOMESAVERS REAL ESTATE CONSULTANTS AND MORTGAGE LOAN  AND DEBT RESTRUCTURING SERVICES. WE ARE A HYBRID REAL ESTATE AGENCY THAT SPECIALIZES IN THIRD PARTY LOSS MITIGATION FOR HOMEOWNERS EXPERIENCING MORTGAGE DIFFICULTIES OR IN DEFAULT ON THEIR MORTGAGE OR MORTGAGES. WE ALSO HAVE A 6 YEAR TRACK RECORD OF SUCCESS AND CUSTOMER SATISFACTION WITH ONLY TWO MINOR COMPLAINTS IN THAT ENTIRE PERIOD OF TIME. NO THIRD PARTY LOSS MITIGATION COMPANY IN THE COUNTRY HAS BEEN AROUND LONGER AND WE ARE HERE TO STAY. AS OF TODAY, IF YOU LOSE YOUR HOME TO FORECLOSURE UNNECESSARILY - IT'S YOUR FAULT.

New York Attorney General Andrew Cuomo doesn't think much of the loan modification industry. "In many ways, the entire industry is a scam, in my opinion," Cuomo said during a news conference Tuesday morning in which he announced plans to file a lawsuit against Amerimod, a Uniondale-based loan modification firm, and its owner, Salvatore Pane. "No one has to pay for this service." "No one has to pay for this service." This is a load of unrealistic, out of touch, elitist thinking you hear from officials like the New York AG, your mortgage company and the clueless press looking for a headline and to make you and themselves feel good about doing nothing. One way or another, you are going to pay. Do you want the best solution for you or do you want the best solution for your mortgage company? Trying to negotiate your own loan modification with your lender is like trying to represent yourself at murder trial. You are just as likely to get the run around or a raw deal from your lender as you are from one of the hundred's or maybe even thousands of crimimal loan modification companies that have popped up in the last year. There is NO SUCH THING as a Loan Modification Company and there is no free lunch. THE TRUTH IS FREE  We don't have an agenda other than to provide you and our Members with truthful answers so they can make an informed decision about their best option or options save their homes or otherwise avoid foreclosure. We don't bite and won't ask for money - promise. Call Curt or Todd today at 972-818-2500 or 972-818-2502

  

"THERE HAS NEVER BEEN A HIGHER LEVEL OF NEED FOR LEGITIMATE, THIRD PARTY REPRESENTATION FOR DISTRESSED HOMEOWNERS."

CRIMINALS HAVE POPPED OUT OF THE WOODWORK TO TAKE ADVANTAGE OF DISTRESSED HOMEOWNERS AND YOUR MORTGAGE LOAN SERVICER IS PROBABLY NOT MUCH BETTER THAN THE CRIMINALS RUNNING OBAMA BAIL OUT SERVICES. PLEASE CHECK HERE FOR A LIST OF US HOMESAVERS CLONE SITES AND LEAD FARMS. WHERE DO YOU TURN FOR THE TRUTH? 

USE THE SYSTEM AND CURRENT ECONOMIC DOWNTURN TO YOUR ADVANTAGE RIGHT NOW!

YOU ARE NOT ALONE. THE ECONOMIC SITUATION HAS CREATED AN EVEN PLAYING FIELD FOR MILLIONS OF AMERICANS ARE IN THE SAME BOAT YOU ARE IN TODAY. THIS MAKES IT A GREAT TIME TO FIX YOUR FINANCES FOR THE FUTURE. THE MORTGAGE COMPANIES ARE OVERWHELMED AND UNABLE TO PROVIDE THE GUIDANCE AND COUNSELING YOU NEED FOR A SUCCESSFUL LOAN MODIFICATION, REPAYMENT PLAN OR PRE-FORECLOSURE SALE. THAT IS WHERE WE FILL THE VOID AND HAVE DONE SO FOR OVER SIX YEARS.

DON'T PAY ATTENTION TO THE DOOM AND GLOOM NEWS REPORTS. 90% OF AMERICANS ARE WORKING AND MORE THAN 90% OF AMERICANS ARE PAYING THEIR MORTGAGES ON TIME. YOU ARE IN A BIT OF A JAM RIGHT NOW AND WE ARE HERE TO HELP YOU NAVIGATE PAST THE MEDIA'S LACK OF ACCURATE REPORTING, LENDER APATHY OR ABUSE AND LOAN MODIFICATION FRAUDS .  IF YOU WANT THE REAL SCOOP, BECOME A MEMBER OF OUR HOMEOWNER COMMUNITY.

   WHY CAN'T I DO THE LOAN MODIFICATION MYSELF?

 

You can do it yourself. However, 80% or more of the loan modification applications we see in our office every day are horrible in that they are inacurate, incomplete, or both making it impossible for your lenders' loss mitigation reps do their jobs - even if they wanted to. You go to the bottom of the pile and you will wait months for results in most cases. You could be left hanging for months then, BOOM, your home is on the auction block.

 

Unless you get to the right person in the right department and know the ratios or formulas that the investors require in order to qualify for a loan modification, a good loan modification will be next to impossible for you to complete on your own. Negotiating a home ownership retention plan that workss for you is a full time job. This is precisely why homeowners continue to get foreclosed on and why  foreclosures continue to escalate ...

 

...the lack of specific industry knowledge and time needed to complete a successful loan modification. This is what we do full time all the time, one mortgage loan at a time.

 

OUR PRE QULAIFICATION APPLICATION PROCESS IS TOTALLY FREE AND WITHOUT OBLIGATION!

 

The questionnaire at makinghomeaffordable .com is a joke compared to our Bank Qualification Datasheet which we will send you free of charge and without obligation.

 

US HomeSavers' mortgage loan negotiators are bank trained, experienced, former loss mitigation specialists or managers. While we do not claim to have inside influence with your lender, we do work with your mortgage company loss mitigation representatives at the peer level. They cannot pull their corporate crap on us.

 

The mortgage company cannot get over on us because we use the same tools they do and we speak their language. If you think you are saving money by working "with" your bank, you will most likely find out way too late that, in fact, you cost yourself thousands of dollars and needless aggravation for the long term. In fact, your self help loan modification may no be a loan modification at all! True fact: About half of our business is getting homeowners loan modifcations "remodified" because the homeowner signed off on a bad deal.

THERE ARE THREE ELEMENTS TO FINANCIAL FITNESS:

1.HOME OWNERSHIP  - We Specialize in Homeownership Retention. Our primary goal is to stabilize your housing situation and eliminate the stress caused by the unkowns and uncertainties of foreclosure.

2. BECOME DEBT FREE - If needed, we can reduce Unsecured Debt Payments today also without any out of pocket expeense. Your current debt ratios may disqualify you under the current government relief programs. We have solutions for that too!

3. SAVE MONEY AND INVEST FOR THE FUTURE - True Financial Freedom comes with zero or minimal debt, sound savings/ investment strategies and additional sources of income. Let us show you how to become the CEO of you household. This is the best reason to become a Member of our US HomeSavers Community.

FREE LOSS MITIGATION WEBINARS Distressed Homeowners - Realtors - Investors 7:00PM Central Daylight Time Starting in Jume, 2009 every other Thursday evening, US HomeSavers, in conjunction with ReMax Realty Broker Associates Steve Goff and Karen Richards will field your questions about loss mitigation, loan modifications, pre-foreclosure sales and short sales so you can make good decisions. No hype, Spam or sales pitches - just the truth that the media, your lender are not telling you. Everyone is welcome and it is free too. FREE LIVE VIDEO CHAT ALMOST EVERY WEEK DAY 9:00 AM to 4:00 PM Loan Modification - Loss Mitigation - Pre Foreclosure and Short Sale Questions and Answers Without The Hype and BS. No other loss mitigation company in the country offers this level of access and transparency.You can have a private chat with one of the owners at phoneslinger.cp@gmail.com

MOST, IF NOT ALL OF OUR AUTHORIZED RESELLERS AND FIELD AGENTS ARE MEMBERS OF THE NATIONAL ASSOCIATION OF REALTORS  AND THEY ARE CERTIFIED DISTRESSED PROPERTY EXPERTS HAVING THE "CDPE" DESIGNATION. OUR PRIMARY FUNCTION IS TO SAVE YOUR HOME - PERIOD!

OUR AGENTS HAVE A FIDUCIARY RESPONSIBILITY TO DO WHAT IS RIGHT FOR YOU SO YOU DO NOT HAVE TO FEAR GETTING RIPPED OFF. AS A MEMBER OF OUR COMMUNITY, WE WILL INSURE THAT OUR AGENTS LIVE UP TO THAT RESPONSIBILITY.  WE ARE CURRENTLY RECRUITING MORE AGENTS NATIONWIDE TO SERVE YOU BETTER. YOU HAVE TO MAKE THE FIRST MOVE, HOWEVER.

YOU ARE HERE TODAY BECAUSE YOUR MORTGAGE IS EIHER IN THE TANK OR SOON WILL BE IF YOU DO NOT GET HELP. SOME OF YOU HAVE ALSO ACCUMULATED MASSIVE CREDIT CARD DEBT. YOU ARE ABOUT 10 MINUTES AWAY FROM SOLVING YOUR FINANCIAL PROBLEMS ONCE AND FOR ALL TIME IF YOU ARE READY TO SEEK EXPERT GUIDANCE.

THE GOVERNMENT PROGRAMS TO HELP HOME OWNERS ARE CAUSING CONFUSION AND FRUSTRATION FOR HOMEOWNERS AND LOSS MITIGATION PROFESSIONALS ACCORDING TO BANKING AND MORTGAGE INDUSTRY INSIDERS THAT WE TALK TO. YOUR LENDER OR SERVICER DOES NOT HAVE THE TIME TO COUNSEL YOU SO IT IS NO WONDER THAT HOMEOWNERS WHO CHOOSE NOT TO SEEK THIRD PARTY ASSISTANCE END UP WITH A BAD LOAN MODIFICATION OR IN FORECLOSURE .

THE SYSTEM IS SO PAPERWORK INTENSIVE, RIGID AND AUTOMATED THAT VERY FEW DISTRESSED HOMEOWNERS WILL QUALIFY FOR RELIEF ON THIER OWN. PLEASE DO NOT WASTE YOUR TIME WAITING FOR HELP THAT IS NOT THERE. AS A MEMBER OF OUR US HOMESAVERS COMMUNITY, WE CAN PRE-QUALIFY YOU FOR THE RIGHT RELIEF PROGRAM AND GET YOU IN THE DOOR WITH YOUR LENDERS MUCH, MUCH FASTER. LOSS MITIGATORS ARE USED TO WORKING WITH REAL ESTATE AGENTS - ESPECIALLY DISTRESSED PROPERTY EXPERTS.

ON A MORE POSITIVE NOTE, THE OLD LOSS MITIGATION PROGRAMS  ARE STILL AVAILABLE TO THOSE WHO SEEK LEGITIMATE HELP AND WHAT'S MORE -  THEY STILL WORK EVEN IF YOU DO NOT QUALIFY FOR A GOVERNMENT SPONSORED PROGRAM.

AS A MEMBER OF OUR US HOMESAVERS COMMUNITY, YOU WILL ENJOY AN INSIDERS PERSPECTIVE OF THE MORTGAGE LOSS MITIGATION AND CREDIT INDUSTRIES INSTEAD OF BEING AN OUTSIDER LOOKING IN.

ONLY US HOMESAVERS HAS VIRTUALLY "EVERY" TOOL AND RESOURCE YOU NEED TO STABILIZE YOUR MORTGAGE OR HOUSING SITUATION, SUBSTANTIALLY REDUCE OTHER MONTHLY DEBT PAYMENTS, ELIMINATE DEBT WITHOUT BANKRUPTCY, REBUILD YOUR CREDIT AND ESTABLISH A FIRM, LONG-TERM FINANCIAL FOUNDATION ON WHICH YOU CAN "PLAN" ON HAVING A SECURE FINANCIAL FUTURE.  

FORGET THE POLITICS AND HEADLINES. OUR US HOMESAVER'S COMMUNITY OFFERS A BETTER LOSS MITIGATION SOLUTION THAT TRULY "EDUCATES" CONSUMERS AND COSTS NOTHING OUT OF POCKET FOR QUALIFIED MEMBERS WHO CAN FOLLOW A FINANCIAL PLAN CUSTOMIZED TO THEIR UNIQUE SITUATION. 

NOTHING IS FREE

JUST ASK THE 175,000 HOMEOWNERS WHO LOST THEIR HOMES IN THE FIRST  QUARTER OF 2009. THEY TRUSTED IN THE GOVERNMENT, THE MEDIA AND THEIR LENDERS. REMEMBER, YOUR LENDER OR SERVICER IS NOT REQUIRED TO PARTICIPATE IN THE OBAMA PLAN. YOU NEED A REAL ESTATE AND MORTGAGE PROFESSIONAL TO BUY A HOME, YOU NEED A REAL ESTATE AGENT AND MORTGAGE PROFESSIONAL TO HELP YOU KEEP YOUR HOME IN THESE UNSETTLING TIMES OF CORPORATE COVER-UPS AND FRAUD COMMITTED AGAINST DISTRESSED HOMEOWNERS.

PRESIDENT OBAMA'S FORECLOSURE RELIEF PLAN WILL HELP ONLY A FRACTION OF HOMEOWNERS WHO FACE IMPENDING FORECLOSURES. MOST HOMEOWNERS WILL ATTEMPT TO WORK WITH THEIR LENDERS BUT WILL FIND OUT WAY TOO LATE THAT SELF MITIGATION DOESN'T WORK AND GET FORECLOSED ON. UNFORTUNATELY, THOUSANDS OF HOMEOWNERS WILL PLACE THEIR TRUST IN A SYSTEM THAT HAS PROVEN TO FAIL YEAR AFTER YEAR.

WE WILL SAY IT AGAIN

WHAT YOU NEED TO UNDERSTAND TODAY IS THAT EVEN IF YOU DO NOT QUALIFY FOR RELIEF UNDER THESE NEW PROGRAMS, ALL OF THE OLD PROGRAMS THAT WE HAVE USED FOR YEARS ARE STILL AVAILABLE. NOTHING HAS CHANGED AND THERE IS NO REASON FOR "MOST" AMERICANS TO LOSE THEIR HOMES TO FORECLOSURE. FOR ONCE, LET THE SYSTEM WORK FOR YOU. GET THE KNOWLEDGE YOU NEED BEFORE YOU ENGAGE YOUR MORTGAGE COMPANY. WE HAVE YOUR BACK.

OUR MEMBERSHIP APPLICATION PROCESS WILL IMMEDIATELY QUALIFY OR DISQUALIFY YOU FOR RELIEF UNDER THE "OBAMA" PLAN AND OTHER PROGRAMS THAT ARE AVAILABLE SO YOU CAN MAKE A PLAN THAT WORKS FOR YOU. WE ARE HERE TO HELP OUR MEMBERS.

ONE OF THE GOVERNMENT'S SOLUTIONS IS TO SEND YOU PACKING TO BANKRUPTCY COURT IF YOUR LOAN SERVICER DOES NOT HELP YOU. ONLY THE BANKRUPTCY ATTORNEYS WIN, YOUR PAYCHECKS OR BANK ACCOUNTS ARE GARNISHED AND YOU HAVE LITTLE CHANCE OF COMPLETING LONG, DRAWN OUT, UNAFFORDABLE BANKRUPTCY PLAN. 

OUR MEMBERS CAN RECIEVE A FREE FORENSIC MORTGAGE LOAN REVIEW. WE HAVE A BETTER PLAN THAT DOES NOT REQUIRE A HUGE, UP-FRONT RETAINER FEE. YOU DO NOT NEED AN EXPENSIVE ATTORNEY. IF YOU DO, WE CAN REFER YOU, OUR MEMBER, TO FREE LEGAL ASSISTANCE.

THE KEY WORD IS "QUALIFY." OUR JOB IS TO PRE-QUALIFY YOU FOR THE RIGHT SOLUTION SO YOU DO NOT WASTE YOUR MONEY, YOUR TIME OR THE TIME OF ALREADY OVERBURDENED LOSS MITIGATORS. WE WILL SAVE YOU TIME, MONEY AND FRUSTRATION AND WE GUARANTY SUCCESS ONCE WE HAVE DETERMINED YOUR BEST OPTIONS. ALL YOU HAVE TO DO IS CHOOSE THE RIGHT OPTION FOR YOU AND FOLLOW A PLAN DESIGNED SPECIFICALLY FOR YOU.

IN 2008, OVER 40,000 VISITORS LOGGED ON TO OUR SITE. WE ONLY WISH MORE OF YOU WOULD STICK AROUND LONG ENOUGH TO FIND OUT THE TRUTH ABOUT HOW HONEST,  EFFECTIVE, EXPERIENCED THIRD PARTY LOSS MITIGATION REPRESENTATION CAN SAVE YOUR HOME AND YOUR FINANCIAL LIFE. THERE IS ONLY ONE U.S HOMESAVERS AND WE HAVE A SOLID FINANCIAL PLAN FOR NEARLY EVERYONE WHO APPLIES FOR OUR "BRAND" OF LOSS MITIGATION SERVICES. FORGET ALL THE NEGATIVE NEWS; THIS IS ACTUALLY 

A GREAT TIME FOR A COMPLETE FINANCIAL MAKEOVER.

• The Majority of Our Loss Mitigation Customers Accepted into Our Program will Qualify for Services Without Any Out Of Pocket Loss Mitigation Service Fees.
• Only US HomeSavers offers this Unique, No Risk Solution for Your Mortgage and Debt Problems.
• Free Forensic Mortgage Loan Review upon Request
• A Complete Mortgage, Debt and Credit Makeover
• Attorney and Non Attorney Plans Available
• There is never any obligation for Members to hire us for debt and mortgage loss mitigation services but we are here assist Members via phone, newsletter, blog and live chat

WHY IN THE WORLD WOULD YOU RISK YOUR HOME AND YOUR HARD EARNED MONEY TO SOME OUTBOUND, BOILER ROOM TELEMARKETER DEMANDING $1,500's TO $3,500 UP FRONT WHEN YOU CAN WORK DIRECTLY WITH YOUR OWN, EXPERIENCED LOSS MITIGATOR, YOUR OWN PERSONAL DEBT NEGOTIATOR OR LOSS MITIGATION ATTORNEY? NONE OF THAT ATTORNEY "SUPERVISED" CRAP. THAT IS A RED FLAG FOR FRAUD.

WHY WOULD YOU GO UP AGAINST A TRAINED MORTGAGE COMPANY NEGOTIATOR OR COLLECTOR ALL BY YOUSELF KNOWING YOU ARE IN THE WEAKER POSITON? THESE SUB-PRIME LOSS MITIGATION REPS ARE COVERING THEIR COMPANY'S BUTTS - NOT YOURS OR THE INVESTOR THAT OWNS YOUR NOTE. YOU NEED AN EXPERIENCED LOSS MITIGATOR ON YOUR SIDE OR YOU COULD GET A BAD DEAL OR NO DEAL.

THERE IS ABSOLUTELY NO REASON TO LOSE YOUR HOME TO FORECLOSURE OR LOSE YOUR MONEY TO FORECLOSURE RESCUE SCAMS! US HOMESAVERS.COM IS A SPAM FREE, SCAM FREE SAFETY ZONE FOR DISTRESSED HOMEOWNERS AND WE ARE VERY SERIOUS ABOUT FIGHTING MORTGAGE FRAUD OF EVERY SORT.  YOU WILL LEARN A LOT ABOUT LOSS MITIGATION AND DEBT RESOLUTION HERE.  A ROCK SOLID SOLUTION IS AT HAND IF YOU..

PAY ATTENTION AND TAKE POSITIVE ACTION EARLY.

IF YOU ARE NOT CURRENTLY DELINQUENT OR NOT SERIOUSLY DELINQUENT, YOU MAY STILL QUALIFY FOR A LOAN MODIFICATION.

Find Out How - Apply Here

THIS IS A GREAT TIME TO INVESTIGATE IF YOUR ARM LOAN CAN BE TRANSFORMED INTO A LOWER INTEREST, PERMANENT, FIXED RATE LOAN VIA A STREAMLINE REFINANCE OR TO OBTAIN A LOAN MODIFICATION THROUGH YOUR EXISTING LENDER THAT CAN LOWER YOUR INTEREST RATE, IN RARE CASES, LOWER THE PRINIPAL BALANCE OR EXTEND THE TERM OF YOUR LOAN. UNLIKE OUR COMPETITORS, WE HAVE NEVER FAILED TO GET A LOAN MODIFIED THAT WAS PRE-QUALIFIED THROUGH OUR UNIQUE LOSS MITIGATION APPLICATION AND DEBT COUNSELING PROCESS. 

WE ARE A TOP TEN, ORGANICALLY RANKED "LOSS MITIGATION COMPANY" ON GOOGLE FOR A REASON: WE PROVIDE THE MOST RELEVANT, VERIFIABLY ACCURATE CONTENT REGARDING FORECLOSURES, LOSS MITIGATION, LOAN MODIFICATION, FORENSIC MORTGAGE AUDITS, SHORT SALES AND DEBT SETTLEMDENT ON THE INTERNET. WE ARE ALSO THE MOST TRANSPARENT THIRD PARTY LOSS MITIGATION AND DEBT COUNSELING COMPANY IN THE USA.

OVER 40,000 VISITORS IN 2008 CAN'T BE WRONG. IN NOVEMBER OF 2008, NEARLY 3,000 HOMEOWNERS VISITED OUR ONLINE OFFICE FOR THE FIRST TIME. YOU ARE NOT ALONE. MILLIONS OF PEOPLE FACE FORECLOSURE AND EXCESSIVE DEBT EVERY DAY. THE SMART ONES TAKE ACTION. CLICK HERE FOR FREE MEMBERSHIP APPLICATION.

WE CAN PUT YOU BACK IN CONTROL OF YOUR MORTGAGE AND YOUR FINANCES AGAIN WITHOUT ANY MONEY OUT OF POCKET. ALL YOU HAVE TO DO IS QUALIFY AND BE ABLE AND WILLING TO FOLLOW AN ACTION PLAN TO STABILZE YOUR HOUSING SITUATION IN THE NEAR TERM AND YOUR FINANCIAL SITUATION FOR THE LONG-TERM. 

YOU NEED A FRIEND YOU CAN TRUST AND THE RIGHT PARTNER(S) WITH THE RIGHT KNOW-HOW. WE AND OUR ASSOCIATED REAL ESTATE AND MORTGAGE PROFESSIONALS REALLY WANT TO BE THAT FRIEND AND PARTNER. WE ARE CONFIDENT THAT YOUR HOUSING SOLUTION IS ONE CALL OR A MOUSE CLICK AWAY. THE CHOICE IS YOURS. YOU CAN TURN YOUR MISERY, DOUBT AND CONFUSION INTO A BRIGHTER FINANCIAL OUTLOOK TODAY OR YOU CAN DO NOTHING AND KEEP ON DOING WHAT YOU'RE DOING. IN THE WORDS OF DR. PHIL:

"HOW"S THAT WORKING FOR YOU?" 

About Our Community Service Initiative "Oh, that You would bless me indeed, and enlarge my territory, that Your hand would be with me, and that You would keep me from evil, that I may not cause pain." So God granted him what he requested." Chronicles 4:10                                                        We are enlarging our territory. Everyone who is experiencing financial difficutlties, mortgage default or excessive debt needs a helping hand from time to time. THE US HOMESAVERS COMMUNITY is a support group for a dwindling middle class. Group Members NEVER PAY OUT OF POCKET LOSS MITIGATION OR DEBT SETTLEMENT service fees. In these most troubling of times of seemingly rampant ethical and moral decay plus economic uncertainty for many, where does one turn for straight answers?. There is GOOD NEWS. FREE FORENSIC MORTGAGE AUDIT  We do not hide behind a bogus Non-Profit banner and unlike non-profits, we are NOT in cahoots with your creditors. Because we are completely member supported, we work for you, our Members, not your creditors. We have to capacity and the will to help those in need regardless of financial status. We are able to assist homeowners at little or no cost just as the Non-Profit Housing Counseling Agencies do however, much more efficiently. We work hard for our members. We can get you back into good financial condition faster and cheaper than the so-called non-profits or  the bankruptcy system without any out of pocket expense. How?  Become a Member of our US Homesavers Community Registration is Free and Confidential. Click Here Now! and watch for our Loss Mitigation Radio Show. http://www.blogtalkradio.com/LossMitigationToday Projected Open Date 2Q, 2009. "We appreciate the opportunity to be of service."

SO GET THE SERVICE AND JUSTICE YOU DESERVE. START BUILDING EQUITY AGAIN. U.S. HOMESAVERS IS THE ONLY LOSS MITIGATION COMPANY IN THE COUNTRY THAT DELIVERS A TANGIBLE PRODUCT AND A GUARANTEED POSITIVE RESULT TO YOUR FORECLOSURE PROBLEM. THERE IS A FORECLOSURE SOLUTION RIGHT HERE ON THIS SITE - IF YOU WANT ONE. OUR LOSS MITIGATION APPLICATION IS AVAILABLE FREE OF CHARGE - EVEN THE PHONE CALL IS FREE. 877-818-2500

TESTIMONIAL Curt When I called about my foreclosure problem I was expecting a big sales pitch and boy was I disappointed. On top of that, you even gave me valuable information so I could help resolve my issue. You gave me more information in 15 minutes than I got from my mortgage company over four months and two repayment plans. I was not expecting any free help but thanks. I figure a testimonial is deserved at the very least. Curt You were the FIRST AND ONLY person who I spoke to about my situation that made sense and felt to me as a genuine, honest and knowledgable person, who actually cares about the people he is working with. As a victim of unscruplous Attorneys and know nothing scammers, I can speak first hand that you are the real deal in a field of questionable (at best) "professionals" in this field of loss mitigation and foreclosure assistance. More Testimonials

Section One 

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 FORECLOSURE PREVENTION - LOSS MITIGATION

FACTOIDS!

WE ARE WELL AWARE THAT THE MASS MEDIA IS TELLING YOU TO CONTACT YOUR LENDER FOR A SOLUTION. WE AGREE THAT YOU SHOULD, AT LEAST, GIVE YOUR LENDER THE OPPORTUNITY TO HELP YOU AT LEAST ONCE BUT ONLY FOR A SHORT PERIOD OF TIME BECAUSE THE FORECLOSURE CLOCK DOES NOT STOP TICKING. THE TRUTH IS THAT THEY ARE COVERING THEIR BUTTS, NOT YOURS.

PROGRAMS ARE AVAILABLR RIGHT NOW, TODAY. YES, THERE ARE SOME NEW PROGRAMS THAT WILL BECOME AVAILABLE BUT YOU WILL STILL HAVE TO DEAL WITH YOUR LENDER OR SERVICER FOR RELIEF AND THERE IS NO MANDATE FOR LENDERS TO "MODIFY" YOUR LOAN. YOU STILL NEED PROFESSIONAL HELP TO INSURE THAT YOUR APPLICATION FOR RELIEF IS SUBMITTED PROPERLY IN ORDER TO GET THE BEST RESULT FOR YOU.

THE VAST MAJORITY OF HOMEOWNERS WHO ATTEMPT TO ACQUIRE THEIR OWN LOSS MITIGATION SOLUTIONS, LOAN MODIFICATIONS AND AFFORDABLE REPAYMENT PLANS, FAIL AS A RESULT OF SUBMITTING INCORRECT INFORMATION ON THEIR APPLICATIONS OR "MISTAKES" AND "OMMISSIONS" ARE MADE BY THEIR LENDER OR SERVICER. THIS IS PREVENTABLE IF YOU CHOOSE THE RIGHT ADVOCATE.

IF YOU HAVE A SUB-PRIME MORTGAGE LOAN, THERE IS A VERY GOOD CHANCE THAT YOUR LOAN IS FRAUDULENT AND UNENFORCEABLE OR HAS ENOUGH DISCREPANCIES TO MAKE A LEGAL CASE. THERE MAY BE LEGAL REMEDIES  TO COLLECT TRIPPLE DAMAGES,  MORTGAGE FEES AND INTEREST REFUNDS OR JUST GET A NEW, MORE AFFORDABLE LOAN WITH YOUR CURRENT LENDER.

THE GOVERNMENT WANTS TO PUNISH YOU FOR GETTING YOUR LOAN MODIFIED BY HAVING YOU FILE FOR BANKRUPCY FIRST. THIS IS CALLED A "CRAM DOWN" MODIFICATION. FORECLOSURE AND BANKRUPTCY ARE COMPLETELY AVOIDABLE IF YOU TAKE ACTION AND  CHOOSE THE RIGHT ADVOCATE.

BE AWARE, WHEN YOU AGREE TO A MODIFICATION OF YOUR MORTGAGE, YOU MAY ALSO BE GIVING UP YOUR RIGHTS TO PURSUE LEGAL REMEDIES. YOU SHOULD NOT SIGN ANY MODIFICATION AGREEMENT BEFORE FINDING OUT IF YOU LOAN MODIFICATION IS PROPERLY PREPARED OR IS EVEN LEGAL. WE HAVE FOUND AS MANY AS ONE OUT OF THREE LOAN MODIFICATIONS HAVE SERIOUS ERRORS AND OMMISSIONS AND YOU ARE SIGNING AWAY YOUR RIGHTS TO SUE.  CALL US OR YOUR LAWYER BEFORE SIGNING.

BEWARE OF PREDATORY LOSS MITIGATION, LOAN MODIFICATION SCHEMES THAT CHARGE HUGE, UP-FRONT FEES.

TO MAKE MATTERS WORSE, THERE IS A NEW MORTGAGE SCAM BEING PERPETRATED AGAINST HOMEOWNERS. BEWARE OF "LOAN MODIFICATION" COMPANIES AND "ATTORNEY SUPERVISED" LOAN MODOFICATION SCAMS. IF YOU GET A CALL FROM ONE OF THESE COMPANIES IN CALIFORNIA, FLORIDA OR NEW YORK - HANG UP THE PHONE OR YOU WILL LIKELY LOSE $2,500 to $4,000 THAT YOU CAN USE TO FIX YOUR LOAN IF YOU HAVE THE RIGHT ADVOCATE.

THEY PURCHASE YOUR PERSONAL INFORMATION FROM LOSS MITIGATION LEAD FARMS ON THE WEB.  IN SOME STATES, IT IS ILLEGAL TO SOLICIT FORECLOSURE RELIEF TO HOMEOWNERS WHO HAVE RECEIVED A "NOTICE OF DEFAULT" FROM THEIR LENDER AS IT IS DEEMED TO BE PREDATORY. DO NOT SEND THEM MONEY BASED ON A TELEPHONE INTERVIEW - NO ONE CAN APPROVE YOU FOR A LOAN MODIFICATION BUT YOUR LENDER. WE CAN, HOWEVER, PRE-QUALIFY YOU FOR A LOAN MODIFICATION, AFFORDABLE REPAYMENT PLAN OR PRE-FORECLOSURE SALE.

THESE COMPANIES CALL YOU ON THE PHONE OR MAIL LETTERS "PROMISING" TO GET YOUR LOAN MODIFIED. THESE COMPANIES WILL INTERVIEW YOU OVER THE PHONE, TELL YOU THAT ARE "APPROVED" FOR A LOAN MODIFICATION, CHARGE YOU AN OUTRAGEOUS UP FRONT FEE, KEEP YOU DANGLING FOR MONTHS AND NOT PERFORM. PLEASE DO NOT FALL VICTIM TO LOAN MODIFICATION SCAMS.

How To Avoid Loss Mitigation Scams 

IF YOU ARE ALREADY IN A UNAFFORDABLE "FORBEARANCE" PLAN WITH YOUR LENDER OR SERVICER, THEY ARE PROBABLY IN VIOLATION OF STATE AND FEDERAL COLLECTION LAWS AND SERVICING GUIDELINES. THERE IS NO NEED TO SUFFER THROUGH A PUNITIVE REPAYMENT PLAN. YOU NEED TO FIND RELIABLE, PROFESSIONAL HELP.

YOUR LENDER IS NOT PLAYING FAIR. THEIR JOB IS TO COLLECT PAYMENTS FOR THE INVESTOR WHO OWNS YOUR LOAN. IF YOU WANT A SO-CALLED "FORBEARANCE" PLAN THAT REQUIRES A HUGE DOWN PAYMENT AND UNREALISTICLY HIGH MONTHLY PAYMENTS, JUST CALL YOUR MORTGAGE LENDER OR SERVICER, THEY WILL GLADLY ASSIST YOU. OTHERWISE, CALL US FOR AN AFFORDABLE FORECLOSURE SOLUTION: 877-818-2500 or 866-818-2502 TODAY. 

YOUR FRIENDS, FAMILY AND CO-WORKERS DON'T PAY YOUR BILLS; YOU DO. FIND OUT WHERE YOU "PERSONALLY" STAND BEFORE YOU MAKE IMORTANT FINANCIAL DECISIONS. BAD ADVICE IS THE NUMBER ONE CAUSE OF UNNECESSARY EXPENSES (BANKRUPTCY) AND OTHERWISE AVOIDABLE FORECLOSURES.

IF YOU FIND YOURSELF BEING SOLICITED BY A LOAN MODIFICATION COMPANY OPERATING OUT OF CALFIFORNIA ILINOIS OR FLORIDA, HANG UP THE PHONE. IN CALIFORNIA ONLY LICENSED REALTORS OR LICENSED ATTORNEYS ARE ALLOWED TO ACT ON YOUR BEHALF. THESE BOILER ROOMS ARE OPERATING ILLEGALLY AND YOU WILL LOSE YOUR MONEY NOT MATTER WHAT THEY PROMISE. THE TERMS "ATTORNEY ASSISTED" OR "ATTORNEY SUPERVISED" ARE THE NEW CODE WORD FOR LOSS MITIGATION SCAMS.

IF YOU DO NOTHING TO ATTEMPT TO SETTLE YOUR MORTGAGE DEBT, YOU MAY NEVER OWN A HOME AGAIN. STARTING ON OCTOBER 1ST, 2008, HOMEOWNER ASSISTANCE PROGRAMS FOR HOMEBUYERS WILL GO BYE-BYE. ALL LOANS WILL REQUIRE DOWN PAYMENTS OF 3.5% to 20% BASED ON YOUR CREDIT SCORE OF 620 OR MORE. LET'S SEE IF WE CAN FIX YOUR EXISTING MORTGAGE AND SAVE YOUR HOME FIRST. IF NOT, OUR REALTOR NETWORK OF TRAINED MORTGAGE MEDIATORS AND SHORT SALE NEGOTIATORS CAN KEEP YOU IN YOUR HOME FOR LONG, LONG TIME AND HELP YOU SETTLE YOUR DEBT HONORABLY. 

LOSS MITIGATION "CERTIFICATION" SCAMS: IF ANYONE CALLS YOU CLAIMS TO BE A "CERTIFIED" LOSS MITIGATION SPECIALIST; HANG UP THE PHONE. ONLY HUD PROVIDES "CERTIFIED"LOSS MITGATION TRAINING FOR ITS EMPLOYEES AND EMPLOYEES OF HUD CERTIFIED NON-PROFIT HOUSING COUNSELORS. OTHER CERTIFICATION PROGRAMS ARE TOTALLY BOGUS. A TRAINED, LICENSED AND BONDED REAL ESTATE OR MORTGAGE PROFESSIONAL IS YOUR BEST HOPE TO SAVE YOUR HOME AND AVOID FORECLOSURE.

How To Avoid Loss Mitigation Scams  

U.S. HOMESAVERS  HAS BEEN AMERICA'S MOST TRUSTED AND RELIABLE LOSS MITIGATION SERVICE COMPANY FOR OVER SIX YEARS. WE ONLY ENGAGE LICENSED AND BONDED REALTORS OR MORTGAGE PROFESSIONALS TO ASSIST YOU. REGISTER FREE OR MAKE THE FREE CALL TODAY. YOU'LL BE GLAD YOU DID.

CLICK HERE TO SEE OUR LOAN MODIFICATION SPECIAL 

CALL OUR HOME OFFICE TODAY: 877-818-2500

Section Two 

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U.S. HomeSavers Loss Mitigation 

YOUR HOME IS THE FIRST CORNERSTONE OF PERSONAL WEALTH CREATION. DON'T GIVE UP WITHOUT A FIGHT OR, AT LEAST, KNOWING WHAT YOUR REAL OPTIONS ARE. WE CAN FIX YOUR MORTGAGE AND YOU CAN START BUILDING EQUITY AGAIN.

IT'S NOT ALL DOOM AND GLOOM NO MATTER THE MEDIA HYPE. AS EXPERIENCED NEGOTIATORS, WE CAN CREATE "THE" MOST POSITIVE RESULT FOR YOU AND YOUR LENDER IN AN UNBIASED, PROFESSIONAL MANNER. 

U.S. HOMESAVERS IS THE ONLY LOSS MITIGATION SERVICE COMPANY THAT GIVES YOU THE INFORMATION AND CHOICE TO MITIGATE OR LITIGATE. WE LEAVE NO STONE UNTURNED TO RESOLVE YOUR MORTGAGE ISSUES. GET PRE-QUALIFIED FOR THE RIGHT LOSS MITIGATION SOLUTION AND GET BACK ON TRACK TO A SECURE FINANCIAL FUTURE. PRE-QUALIFICATION WITH US HOMESAVERS DOES NOT OBLIGATE YOU TO HIRE US TO ASSIST YOU. WE HAVE NO AGENDA BUT TO PROVIDE YOU WITH THE FACTS OF YOUR SITUATION AND THE OPTIONS AVAILABLE TO MITIGATE YOUR MORTGAGE PROBLEM.

THE SOONER YOU START, THE SOONER THE RECOVERY.

Call Curt Direct: 877-818-2500 OR CLICK HERE 

Section Three 

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Hello,

Welcome to the one and only, the original U.S. HomeSavers.com based out of Dallas, Texas. 10,000 homes a day are still getting foreclosued on - needlessly.  To whom and where do you turn to get straight answers and a real solution to your foreclosure problem? Have we got your attention?

We have worked hard over the last five  years to create a Scam Free and Spam Free safe haven for distressed homeowners to find solutions for tough financial challenges. Quit worrying and start doing. There is no reason to go through this on your own. Use our real estate and mortgage mitigation experience to make the system work for you starting today. Get happy again. There are brighter days ahead. Don't let foreclosure take charge of you - you take charge of your foreclosure. 

Many loans transacted  during the "boom" years of 2002-2007 were closed without proper underwriting and with legal or procedural violations. Although only a fraction of the loans were funded with blatant disregard for the law, the majority of loans have significant violations resulting from carelessness, greed or just innocent oversight by your originator, your lender, your title company or servicer. However, no matter the reason why these violations occurred in your mortgage transaction, these violations carry EXTREMELY stiff financial penalties that can  result in SERIOUS legal consequences to the lender, such as triple damages, forcing the lender to refund all interest paid to date back to the borrower, forced modification and even fortfeiture of title in extreme fraud cases. If you got a stinky loan, maybe a forensic mortgage loan audit is for you.  

Mitigate or Litigate? We Give You The Option. 

Predatory Lending Early Warning Signs

The Federal Trade Commission recommends that you avoid ANY lender who:

• Tells you to falsify information on the loan application. For example, the lender tells you to say that your loan is for business purposes when its not.
  
• Pressures you into applying for a loan or for more money than you need.
  
• Pressures you into accepting monthly payments you can’t make
  
• Tells you its not important to read all the fine print in the loan papers
  
• Misrepresents the kind of credit you’re getting. For example, calling a one-time loan a line of credit.
  
• Promises one set of terms when you apply, but gives you another set of terms to sign, with no legitimate explanation
  
• Tells you to sign blank forms–the lender says they will fill them in later
  
• Says you can’t have copies of documents that you have signed

Be one of the of smart homeowners who faces the facts, finds the solution and then does something about it. You might qualify to get lower payments, a lower loan balance or, in some cases receive three times your loan amount in damages or even have your mortgage nullifiied. No, we are not lawyers and we do not give legal advice. We have lawyers for that. But we can perform the very same technology driven Mortgage Compliance Review System used by attorneys and banks to audit your loan for predatory lending, predatory collection practices, Federal, State, County and Municipal compliance violations and disclosure issues. If the law or your rights were violated, an attorney will contact and counsel you for free.

CHOICE TO LITIGATE OR MITIGATE!

If your mortgage compliance review does not merit legal action, U.S. HomeSavers will mitigate your foreclosure at no or minimal cost to you. Most people just want to be treated fairly and save their homes. Getting expert, first-hand advice from experienced, knowledgeable and friendly professionals is key to resolving your foreclosure situation - if you really care about your home and have a sense of personal pride to do the right thing. You have a friend.

Please do not be too proud or embarassed to find out the truth based on YOUR personal and financial circumstances. We have seen and heard it all: Loss of employment or income, bad money management, illness, death, divorce, incarceration, substance abuse; you name it. There is absolutely no reason to be embarrased or ashamed UNLESS you do nothing or wait too long for help. Every single day that goes by leaves you with fewer loss mitigation options, runs up your cost and leaves you vulnerable to crooks and scavengers who will steal your equity and/or take your money without remorse. We, nor any professional associate in our network will ever treat you with anything but kindness, understanding and respect.

WE OFFER:

• Free Foreclosure Advice by Phone - No Pressure, no sales pitch
• Free and Confidential Online Application (Secure Page and your application goes straight to a loss mitigator; not a saleman.)
• If you have your original mortgage application and closing documents, we can perform and deliver a comprehensive forensic compliance review for legal violations and discrepancies. We can provide attorney counseling and loss mitigation services. Only U.S. HomeSavers offers this level of professional service.
• Total Privacy is 100% assured - we won't sell your name as most sites do so you will not be hounded by foreclosure opportunists.
• Free Foreclosure Avoidance Newsletter - Get the truth from experts. 
• Free Short Sale Assistance - Realtor™ Assisted Pre-Foreclosure Sale if needed. Remember, we want to save your home if we can.
• Fully Supported Do It Yourself Loss Mitigation and Foreclosure Prevention Programs - Use our Mortgage Compliance Report to negotiate your own mitigation with our assistance.
• Full Service Homeownership Retention, Loss Mitigation and Foreclosure Prevention Programs. (Save time and a ton of money.)
• Turn your foreclosure into a cash or equity windfall and rebuild your life without walking away.
• US HomeSavers *Household Business Management System - get control of your finances. Patent pending, simplified and customized for our customers by the Burkwood Corporation. "How To Keep Money" 
• Legitimate, affordable Credit Restoration Service provided by Attorneys and Para-legals after your foreclosure is mitigated.
• Bi-Weekly Mortgage Plans with your lender to pay-off your mortage in about one third less time, cut your effective interest rate, rebuild equity, restore your good name and credit, save 10's of $1,000's if not 100's of $1,000's of dollars on your home mortgage and retire wealthy.
• We provide a convenient Lay Away Plan or Interest Free Financing based on your ability to pay. Yes, nearly everyone can afford professional loss mitigation help.

If you are dead broke, we will even provide free help. But first, we need to take care of your mortgage problem - today. U.S. HomeSavers helps distressed homeowners determine their best home ownership retention or foreclosure avoidance option(s) on an individual basis.

We help homeowners, their families, their neighborhoods and communities avoid the blight of foreclosure. That is our job. The Government can't help and your lender will not give you all of your options. Don't become a third class citizen. Join our HomeSavers Community by subscribing to our Newsletter right here or at the bottom of this really long web page. We are here to help you and build for the future. Homeowners, Real Estate and Mortgage Professionals are all welcome to join as we are all in this together. 

Your First Course of Action To Avoid Foreclosure  

Join Our Community Mailing List

Email:

For Email Marketing you can trust

  Section Four

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 In over five years of service, we have never had a complaint for three very important reasons:

1. We are not a "Foreclosure Rescue" company. We have no interest in obtaining ownership of your home through Deed Conveyance, Sale Leaseback or Land Trust schemes. U.S. HomeSavers does not invest in real estate, therefore, there is never a conflict of interest. Our top priority is to provide you with options to save your home and your dignity. We have saved a marriage or two as well.

If you receive phone calls or mail from people who got your contact information from a posted Newspaper or Courthouse Notice, we strongly advise that you ignore these solicitations, even bankruptcy attorneys who promise foreclosure relief. Get the facts first by calling us toll free at 877-818-2500 

2. U.S. HomeSavers does not ask for or accept Loss Mitigation Service Fees up front. We don't take on loss mitigation situations we can't win. Our unique, confidential application process is the most thorough foreclosure prevention, pre-qualifcation service available anywhere - period. If we do accept your loss mitigation application, we guaranty positive results. Get the facts and know all of your options BEFORE making any important decisions and before you invest in any foreclosure prevention service- including ours! Just remember this little slogan:

 Good Applications get Good Results.

As we are an  eBay Network Partner, our reputation is more important than your money. Know where you stand and know who you are dealing with. You will get a good result.

 

3. YOUR PRIVACY IS ASSURED. Unike other foreclosure websites, we do not harvest names and sell your information to real estate investors or bogus loss mitigation companies. As fiduciaries and members of the ACH Network, we are bound by the Patriot Act, State and Federal Privacy laws and Federal Banking rules under Regulation E. Why would you even think of calling anyone else or, much less, send your hard earned money (up-front) to some fly by night, Johnny come lately foreclosure opportunist? We've been here for homeowners for nearly six years. Don't put this problem off - call us.

877-818-2500

 CLICK HERE TO SEE OUR LOAN MODIFICATION SPECIAL

 

View our ARCHIVE

Email Marketing by Constant Contact®

Section Five 

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 Free, Secure, Confidential Online Application

We have been America's Home Ownership Preservation Experts under the same name and management since 2002. We are real estate and mortgage consultants providing retail loss mitigation services to the public and wholesale loss mitigation and business development services to a growing network of real estate industry professionals who wish to offer their customers, legitimate home ownership retention and foreclosure avoidance solutions.

When you subscribe to our Newsletter, you also join our growing community of homeowners, real estate agents and mortgage professionals. You become part of a community that is dedicated to the "best practices" of home ownership, acquisition and retention. We have an affordable, honest mortgage solution for almost everyone. We offer all of our clients legitimate, proven income enhancement opportunities. We offer Bi-Weekly Mortgage Payment Plans. We also have the legal teeth to help you if necessary. If you are "really" looking for a long term solution, this is your chance to get things right with absolutely no risk.

When you take advantage of our comlimentary, online, secure Registration page, you will receive a Free Copy of our Foreclosure Prevention White Paper. Our White Paper may be the only piece of information you need to cure your foreclosure woes. Oh! Your Privacy is assured and no salesman will call.

Folks, no other loss mitigation company in the country has the resources we have to save your home or otherwise prevent foreclosure. From the most humble home to million dollar mansions, apartment complexes and strip malls - we have a mortgage solution for almost everyone facing foreclosure anywhere in the continental United States.

CLICK HERE TO SEE OUR LOAN MODIFICATION SPECIAL

We wanted to share our company prayer with you in the hope that you will use it because it is the Prayer for abundance we all deserve. We believe in the power of prayer but "if you want more out of life, you have to expect more from yourself." (Dr. Phil) We want for you to understand that this company and our entire Realtor Affiliate Network embrace the Golden Rule to treat others as we would like to be treated. Prayer by itself, however, will not fix your current financial, mortgage and housing dilemma. You have to seek guidance from friendly, knowledgable professionals and take "positive"action. You will get a positive result. Or you can do nothing and wait for the Sheriff to eject and your belongings from your home. The choice is yours.

WE SPECIALIZE IN FIXING TROUBLED MORTGAGES

If you can no longer afford your mortgage or if you have already defaulted on your mortgage, you need an experienced partner you can trust and you have come to the right place for real help. You are up against trained, professional "collectors" whose job, first and foremost, is to collect a debt - not save your home. Saving your home is secondary. Their job is to squeeze every nickel they can out of you THEN foreclose when you can no longer keep up with their horrible repayment plans which they deceivingly call "forbearance" plans. Our job is to make sure that these collectors play by the rules with saving your home being our "top" priority.

Calling us for help is painless. We have an affordable foreclosure prevention solution for almost everyone and we absolutely guaranty immediate peace of mind if you take immediate action. We also 100% guaranty that you can afford professional help even if you think you are dead broke. Do not pre-judge your situation on your own. In so doing, you are seriously under-cutting your chances for a positive solution and your initial consultation is free.

HOW CAN WE DO THIS?

U.S. HomeSavers can offer free consultations because we and our Realtor Network already have established real estate practices in our local markets. In other words, we are already successful real estate professionals and we don't rely on loss mitigation service fees to make a living as our competitors do. In fact, if you are so broke and unable to afford professional help, we can still help you for free. You have nothing to lose by calling us at 877-818-2500.

Our unique Loss Mitigation Application process is accurate, simple and effective in helping to determine your best course of action. We have no agenda except to provide you with accurate information so you can make a good "financial" decision to keep your home or, if necessary, liquidate your home as a pre-foreclosure to avoid having your home repossessed. That choice is always yours to make - nobody elses; even us.

Think of it this way: As a homeowner, you are more than just an ordinary person. You are a property owner and therefore a small business owner and investor in your own right. As we said, your home is the very cornerstone of your personal wealth and well being.

Running a successful household is like running a business. Someone has to be in charge and make if grow. Your property is most likely your biggest, most expensive investment. Even in a down market, your home is worth 10's or $100's of thousands of dollars.  It doesn't really matter if your house is worth $50,000 or $5,000,000, it is your stake in the world. It is the gateway to wealth creation and a successful, worry freee retirement. Protect it, fight for it, make it grow. We can help you.

Don't be a loser or a victim; be a winner! We are professional real estate consultants and we can do this together. 877-818-2500 or

Click Here For Our Free, Confidential Online Application.

Section Six

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STILL NOT CONVINCED?

Okay, so you are having some financial difficulty or maybe you made a bad investment decision. You might have been completely hornswoggled by an unscrupulous mortgage broker and a crappy real estate agent. You need to think like CEO or investor to protect your investment, credit and your assets. You need an experienced ally to help undo the damage and get back on firm financial ground. That is what we do. There are brighter days ahead.

If you have an Adjustable Rate Mortgage that is due to reset or has already reset causing you to miss mortgage payments or other debts, please pick up the phone and call us now! We will not leave you hanging like the Governement's failed HOPE NOW project. We can pre-qualify FHASecure Loans in all 50 States. Yes, we can help lower your interest rates and manage your mortgage payments if not through FHASecure, through our BiWeekly Mortgage Association. More about that later.

CLICK HERE TO SEE OUR LOAN MODIFICATION SPECIAL

We offer FREE LOSS MITIGATION  COUNSELING for everyone who calls or applies online with no sales pitch or pressure - just the facts! Some folks just need a little nudge in the right direction to handle their own foreclosure solution. Others will want to take advantage of our full service loss mitigation service option. We have an affordable solution for everyone. We really do care.

*Special Announcement*

U.S. HomeSavers is a member of the ACH Network. ACH is regulated by the National Automated Clearinghouse Association and the Federal Reserve Bank under "Regulation E" for Electronic Funds Transfers. We are the only Loss Mitigation Service Company in America that accepts checks.

This gives our loss mitigation clients another layer of protection against consumer fraud although U.S. HomeSavers has never had a single complaint since its inception in 2002.

ACH is a service that gives our customers a Government regulated electronic bank debiting option for payment plans to save their homes and bi-weekly mortgage payment options after successful loss mitigation. Yes, we can save your home, help rebuild your credit and financial security.

Ask us how: Toll Free 877- 818-2500

Our primary goal is to save your home and permanently resolve your foreclosure situation for the long term. Saving your household and credit is our business. Find out more when you register for our