Hello! Curt Pifer here. The insurance industry includes hundreds of different companies hoping to earn your business. It is a very competitive market and it pays to shop around for the very best deals. This is where US HomeSavers comes in.
What is the difference between an Insurance Agent and an Insurance Consultant?
An insurance agent is paid a commission from the insurance carrier whereas the insurance consultant is paid a fee by you, the consumer.
Insurance consultants are paid a flat fee, an hourly fee or a combination of the two and REPRESENTS YOU, the consumer. In other words, the consultant is NOT SELLING YOU INSURANCE but advising you of your choices of carriers, products, and options.
Only US HomeSavers offers an all-inclusive, one-stop service that combines affordable life insurance products to protect your loved ones in the event of your death but offer options that also ensure that you do not run out of money in retirement and not running out of money.
And finally, pre-need funeral concierge service and affordable pre-need final expense financing options all under one roof. US HomeSavers has helped hundreds of middle-class Americans protect their families and reach their financial goals since 2003.
I do not offer Medicare Advantage Plans ...... BUT!
If you are aging into Medicare, I will help you navigate the process FREE of cost or obligation. We can, however, investigate if a Medicare Supplement Insurance is right for you. I like Advantage Plans for people who do not have a lot of discretionary cash available and I will help you get signed up free of charge.
Faith-based Individual and Family Major Medical Coverage
Yup! US HomeSavers.org has it. Nearly everybody is confused about their health care options - and rightly so. You can´t rely on politicians or media reports for a clear and unbiased explanation. You want the facts, not opinions. We´d be happy to evaluate your current coverage and present you with side-by-side comparisons of alternatives. Qualifications: You must be a Believer, non-smoker, H/W proportionate and not drink in excess. That's it. Short Term and Permanent Health insurance options for all. Americans of faith.
Annuity &Long-Term Care Insurance
Long-Term Care Insurance gives you the financial means and the support options you desire. Whether you require in-home visits, assisted living or skilled nursing care, Long-Term Care Insurance lifts the burden from those around you, improving the quality of life for yourself and for everyone you hold dear.
Your family will always come first. You wouldn't want them to bear huge and unexpected financial burdens at the time of your passing. No matter what your age, it`s absolutely essential to have a plan in place to protect your loved ones when you are no longer able. Final Expense insurance will pay for your funeral service, bills and other associated costs.
Why should I choose this Agency?
Let´s face it, insurance jargon can be very confusing. We know the ins and outs of the insurance business, and our inside knowledge of many companies and many products will work to your advantage. In fact, different insurance companies often charge vastly different premiums for the exact same coverage. As independent agents, we are not employed by one particular company. Instead, we can select insurance products from among those companies that best address your unique concerns.
We promise to focus our attention on your benefit exclusively.
Please don´t hesitate to call us with your questions no matter whether you are already a valued customer, a potential client or if you simply need expert advice. There will never be a charge for our assistance or for a friendly, no-obligation chat.